:root{
 --edition-bg:#fffcf8;--edition-text:#382f2c;--edition-text-muted:#382f2c;--edition-text-muted-2:#786c62;--edition-text-muted-3:#786c62;
 --edition-gray-700:#786c62;--edition-gray-500:#f3ece2;--edition-gray-400:#d9cec3;--edition-border:#f3ece2;
 --edition-green-ink:#382f2c;--edition-green-ink-2:#382f2c;--edition-green-link:#382f2c;--edition-green-solid:#382f2c;
 --edition-grad-start:#382f2c;--edition-grad-end:#382f2c;--edition-primary:linear-gradient(110deg,#382f2c,#382f2c);
 --edition-overlay:rgba(13,28,39,.48);--edition-footer-bg:#382f2c;--edition-footer-text:#d9cec3;--edition-footer-link:#fffcf8;--edition-footer-border:rgba(255,255,255,.13);
 --shadow-card:0 4px 18px rgba(25,49,67,.045);--shadow-card-hover:0 9px 28px rgba(25,49,67,.09);
 --shadow-btn:0 3px 8px rgba(0,80,190,.12);--shadow-btn-hover:0 5px 14px rgba(0,80,190,.2);--shadow-cta:var(--shadow-btn);--shadow-modal:0 18px 54px rgba(20,45,62,.14);
 --edition-font-base:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;--edition-max:1196px;
}
*,*::before,*::after{box-sizing:border-box}
html{height:100%;scroll-padding-top:88px;-webkit-text-size-adjust:100%}
body{margin:0;min-width:280px;font:16px/1.65 var(--edition-font-base);color:var(--edition-text);background:var(--edition-bg);-webkit-font-smoothing:antialiased}
button,input,select,textarea{font:inherit}
button,a,input,select{-webkit-tap-highlight-color:transparent}
button{cursor:pointer}
img{max-width:100%;vertical-align:middle}
a{color:var(--edition-green-link);text-underline-offset:3px}
a:hover{text-decoration:none}
[hidden]{display:none!important}
:focus-visible{outline:3px solid #382f2c;outline-offset:4px}
::selection{color:#382f2c;background:#f3ece2}
.folio-page{min-height:100vh;display:flex;flex-direction:column}
.folio-shell{width:100%;max-width:var(--edition-max);margin-inline:auto;padding-inline:24px}
.folio-main{flex:1 0 auto;display:flex;flex-direction:column;min-width:0}
.folio-main>*{min-width:0;order:0}
section[id]{scroll-margin-top:88px}
h1,h2,h3{font-weight:700;line-height:1.2;letter-spacing:-.035em}
h1{font-size:clamp(30px,4vw,48px)}
h2{font-size:clamp(26px,3vw,36px)}
h3{font-size:20px}
button:disabled{cursor:default;background:#f3ece2;color:#786c62;box-shadow:none}
.folio-masthead{position:sticky;top:0;z-index:1000;background:#fffcf8;border-bottom:1px solid var(--edition-border)}
.folio-oz-notice{background:#f3ece2;border-bottom:1px solid #f3ece2;color:#382f2c;font-size:13px;line-height:1.45}
.folio-oz-notice .folio-shell{padding-top:8px;padding-bottom:8px}
.folio-oz-notice b{font-weight:700}
.folio-oz-notice a{color:#382f2c;text-decoration:underline;text-underline-offset:2px;white-space:nowrap}
.folio-masthead.folio-is-scrolled{box-shadow:0 3px 16px rgba(22,45,62,.06)}
.folio-header-grid{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:28px;min-height:80px}
.folio-wordmark{display:inline-flex;align-items:center;gap:10px;color:var(--edition-text);text-decoration:none;white-space:nowrap}
.folio-wordmark img{display:block;width:170px;height:auto}
.folio-hdr-nav{justify-self:center}
.folio-hdr-nav-list{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.folio-hdr-nav-item{position:relative}
.folio-hdr-nav-link{display:flex;align-items:center;gap:8px;padding:10px 14px;border-radius:9px;font-size:14px;line-height:1.4;font-weight:600;text-decoration:none;color:#382f2c;white-space:nowrap}
.folio-hdr-nav-link:hover,.folio-hdr-nav-link.folio-is-active{color:#382f2c;background:#f3ece2}
.folio-hdr-nav-caret{width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px)}
.folio-hdr-drop{position:absolute;top:100%;left:0;min-width:260px;margin:8px 0 0;padding:8px;list-style:none;background:#fffcf8;border:1px solid var(--edition-border);border-radius:14px;box-shadow:var(--shadow-modal);opacity:0;visibility:hidden;transform:translateY(5px);transition:opacity .15s,transform .15s,visibility .15s;z-index:1010}
.folio-hdr-drop::before{content:"";position:absolute;top:-10px;left:0;right:0;height:10px}
.folio-hdr-nav-item.folio-has-drop:hover .folio-hdr-drop,.folio-hdr-nav-item.folio-has-drop:focus-within .folio-hdr-drop{opacity:1;visibility:visible;transform:none}
.folio-hdr-drop-link{display:block;padding:9px 12px;font-size:14px;line-height:1.4;text-decoration:none;color:var(--edition-text);border-radius:8px}
.folio-hdr-drop-link:hover,.folio-hdr-drop-link.folio-is-active{background:#f3ece2;color:#382f2c}
.folio-header-right{display:flex;gap:10px;align-items:center}
.folio-hdr-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:10px;color:#fffcf8;background:var(--edition-primary);font-size:14px;font-weight:600;text-decoration:none;white-space:nowrap}
.folio-hdr-cta-short{display:none}
.folio-burger{display:none;width:44px;height:44px;padding:12px 10px;border:1px solid var(--edition-border);border-radius:10px;background:#fffcf8}
.folio-burger span{display:block;width:20px;height:2px;margin:4px auto;background:#382f2c;border-radius:2px}
.folio-offcanvas-backdrop{position:fixed;inset:0;background:var(--edition-overlay);opacity:0;transition:opacity .2s;z-index:1090}
.folio-offcanvas-backdrop.folio-is-open{opacity:1}
.folio-offcanvas{position:fixed;top:0;right:0;bottom:0;width:360px;max-width:92vw;padding:20px 20px calc(24px + env(safe-area-inset-bottom));background:#fffcf8;box-shadow:var(--shadow-modal);transform:translateX(105%);transition:transform .2s;z-index:1100;overflow-y:auto;overscroll-behavior:contain}
.folio-offcanvas.folio-is-open{transform:none}
.folio-offcanvas-close{display:flex;align-items:center;justify-content:center;width:44px;height:44px;margin-left:auto;border:1px solid var(--edition-border);border-radius:10px;background:#fffcf8;color:var(--edition-text);font-size:22px}
.folio-offcanvas-brand{margin:10px 0 20px}
.folio-offcanvas-brand img{display:block;width:170px;height:auto}
.folio-offcanvas-list{list-style:none;margin:0;padding:0;display:grid;gap:3px}
.folio-offcanvas-link{display:block;padding:11px 12px;border-radius:9px;min-height:44px;color:var(--edition-text);font-size:16px;font-weight:650;text-decoration:none}
.folio-offcanvas-link:hover,.folio-offcanvas-link.folio-is-active{background:#f3ece2;color:#382f2c}
.folio-offcanvas-link--sub{padding-left:28px;font-size:15px;font-weight:400}
.folio-card-btn,.folio-cc-btn,.folio-e404-btn--main,.folio-pa-sp-btn{
 display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border:0;border-radius:11px;background:var(--edition-primary);color:#fffcf8;text-decoration:none;font-size:15px;font-weight:650;line-height:1.4;box-shadow:var(--shadow-btn);transition:background .15s,box-shadow .15s,transform .15s;
}
.folio-card-btn:hover,.folio-cc-btn:hover,.folio-e404-btn--main:hover,.folio-pa-sp-btn:hover{filter:brightness(.96);box-shadow:var(--shadow-btn-hover)}
.folio-e404-btn--ghost{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border:1px solid #f3ece2;border-radius:11px;background:#fffcf8;color:#382f2c;text-decoration:none;font-size:15px;font-weight:650;line-height:1.4;box-shadow:none}
.folio-e404-btn--ghost:hover{background:#f3ece2;border-color:#d9cec3;box-shadow:none;filter:none}
.folio-e404-chip{display:inline-flex;align-items:center;justify-content:center;flex:none;gap:6px;min-height:40px;padding:9px 15px;border:1px solid #f3ece2;border-radius:999px;background:#fffcf8;color:#382f2c;font-size:14px;font-weight:550;line-height:1.3;text-decoration:none;white-space:nowrap;transition:background .15s,border-color .15s}
.folio-e404-chip:hover{background:#f3ece2;border-color:#d9cec3;color:#382f2c}
.folio-e404-chip--all{background:#382f2c;border-color:#382f2c;color:#fffcf8}
.folio-card-btn[data-go]{user-select:none;-webkit-user-select:none}
.folio-list{display:grid;gap:9px;margin:0 0 18px;padding-left:22px;line-height:1.75;color:#382f2c}
.folio-note{font-size:13px!important;line-height:1.65!important;color:#786c62!important}
.folio-table{overflow-x:auto;border:1px solid var(--edition-border);border-radius:13px;margin-bottom:14px;overscroll-behavior-x:contain}
.folio-table table{width:100%;min-width:760px;border-collapse:collapse;font-size:13px;line-height:1.5;font-variant-numeric:tabular-nums}
.folio-table th{padding:14px;text-align:left;font-size:11px;letter-spacing:.04em;text-transform:uppercase;color:#9b5038;background:#fffcf8}
.folio-table td{padding:14px;border-top:1px solid #f3ece2;vertical-align:top}
.folio-table td span{display:block;margin-top:3px;font-size:11px;line-height:1.5;color:#786c62}
.folio-table td.folio-nw{white-space:nowrap}
.folio-table th.folio-is-key{background:#f3ece2}
.folio-table td.folio-is-key{background:#fffcf8;color:#382f2c;font-weight:650}
.folio-author{display:flex;align-items:flex-start;gap:20px;margin-top:44px;padding:26px;border:1px solid #f3ece2;border-radius:16px;background:#fffcf8}
.folio-author-img{width:76px;height:76px;flex:none;object-fit:cover;border-radius:50%}
.folio-author-body{min-width:0}
.folio-author-label{display:block;margin-bottom:6px;font-size:11px;color:#786c62}
.folio-author-name{font-size:19px;font-weight:700;letter-spacing:-.02em}
.folio-author-role{font-size:13px;color:#9b5038}
.folio-author-tags{display:flex;flex-wrap:wrap;gap:6px;margin:10px 0 12px}
.folio-author-tags span{padding:4px 8px;border:1px solid #f3ece2;border-radius:6px;background:#fffcf8;font-size:10px;line-height:1.5;color:#9b5038}
.folio-author-link{font-size:13px;font-weight:650}
.folio-pa-faq{display:grid;gap:10px}
.folio-pa-faq details{border:1px solid #f3ece2;border-radius:13px;background:#fffcf8;overflow:hidden}
.folio-pa-faq summary{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:64px;padding:18px 22px;list-style:none;cursor:pointer;font-size:16px;font-weight:600;line-height:1.5;color:#382f2c}
.folio-pa-faq summary::-webkit-details-marker{display:none}
.folio-pa-faq summary::after{content:"";width:8px;height:8px;flex:none;align-self:center;margin-right:2px;border-right:1.5px solid #382f2c;border-bottom:1.5px solid #382f2c;transform:rotate(45deg);transition:transform .15s}
.folio-pa-faq details[open] summary::after{transform:rotate(225deg)}
.folio-pa-faq details[open]{border-color:#d9cec3}
.folio-pa-faq details p{margin:0;padding:0 22px 22px;font-size:15px;line-height:1.8;color:#786c62}
.folio-ab-hero{padding:52px 0;background:#f3ece2;border-bottom:1px solid var(--edition-border)}
.folio-ab-hero-h1{max-width:940px;margin:0 0 22px;font-size:clamp(32px,4vw,48px);line-height:1.15}
.folio-ab-hero-h1 span{display:block;margin-top:12px;font-size:22px;font-weight:500;letter-spacing:-.02em;line-height:1.5;color:#382f2c}
.folio-ab-hero-lead{max-width:830px;margin:0 0 28px;font-size:16px;line-height:1.8;color:#786c62}
.folio-ab-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;list-style:none;margin:0;padding:0}
.folio-ab-stats li{display:grid;gap:10px;padding:22px;border:1px solid #f3ece2;border-radius:13px;background:rgba(255,255,255,.7)}
.folio-ab-stats b{font-size:34px;line-height:1.1;letter-spacing:-.04em;color:#382f2c}
.folio-ab-stats span{font-size:13px;line-height:1.6;color:#786c62}
.folio-ab-credo{padding:52px 0;background:#382f2c;color:#fffcf8}
.folio-ab-credo-grid{display:grid;grid-template-columns:60px minmax(0,1fr);gap:20px;max-width:1000px}
.folio-ab-credo-mark{font-size:100px;line-height:.9;color:#d9cec3}
.folio-ab-credo-quote{margin:0 0 18px;font-size:29px;line-height:1.35;font-weight:600;letter-spacing:-.035em}
.folio-ab-credo-text{margin:0;font-size:15px;line-height:1.8;color:#f3ece2}
.folio-ab-sec{padding:60px 0;background:#fffcf8}
.folio-ab-sec--tint{background:#fffcf8}
.folio-ab-h2{margin:0 0 24px;font-size:32px}
.folio-ab-p{margin:0 0 16px;font-size:16px;line-height:1.85;color:#382f2c}
.folio-ab-p--muted{font-size:13px;color:#786c62}
.folio-ab-principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.folio-ab-pr{padding:26px;border:1px solid #f3ece2;border-radius:16px;background:#fffcf8}
.folio-ab-pr-n{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;margin-bottom:20px;border-radius:8px;background:#f3ece2;color:#382f2c;font-size:12px;font-weight:700}
.folio-ab-pr h3{margin:0 0 12px;font-size:19px;line-height:1.4}
.folio-ab-pr p{margin:0;font-size:14px;line-height:1.8;color:#786c62}
.folio-ab-two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:64px;align-items:start}
.folio-ab-list{display:grid;gap:8px;margin:0 0 18px;padding-left:22px;line-height:1.8;color:#382f2c}
.folio-ab-note{margin-top:20px;padding:20px;border:1px solid #f3ece2;border-radius:13px;background:#fffcf8;font-size:14px}
.folio-ab-note b{display:block;margin-bottom:8px}
.folio-ab-list--x{margin:0;padding:0;list-style:none}
.folio-ab-list--x li{position:relative;padding-left:24px}
.folio-ab-list--x li::before{content:"×";position:absolute;left:0;font-size:18px;font-weight:700;color:#9b5038}
.folio-ab-warn{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:32px;padding:28px;border:1px solid #f3ece2;border-radius:16px;background:#fffcf8}
.folio-ab-warn .folio-ab-p{margin:0}
.folio-ab-req{margin:0 0 20px;border:1px solid #f3ece2;border-radius:13px;overflow:hidden}
.folio-ab-req div{display:grid;grid-template-columns:170px minmax(0,1fr);gap:18px;padding:14px 18px;background:#fffcf8;border-bottom:1px solid #f3ece2}
.folio-ab-req div:last-child{border:0}
.folio-ab-req dt{font-size:13px;color:#786c62}
.folio-ab-req dd{margin:0;font-size:14px;font-weight:600;overflow-wrap:anywhere}
.folio-ab-docs{display:grid;gap:8px;margin:0 0 24px;padding:0;list-style:none}
.folio-ab-docs li{padding:14px 18px;border:1px solid var(--edition-border);border-radius:10px;background:#fffcf8;font-size:14px}
.folio-ab-cta{padding:24px;border:1px solid var(--edition-border);border-radius:14px;background:#fffcf8}
.folio-ab-cta p{margin:0 0 14px;font-size:17px;font-weight:650}
.folio-lg{padding:40px 0 60px}
.folio-lg-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:28px;align-items:start}
.folio-lg-doc{min-width:0;padding:32px;border:1px solid #f3ece2;border-radius:17px;background:#fffcf8}
.folio-lg-h1{margin:0 0 14px;font-size:36px;line-height:1.25;overflow-wrap:anywhere}
.folio-lg-meta{margin:0 0 24px;font-size:12px;color:#786c62}
.folio-lg-lead{margin:0 0 16px;font-size:16px;line-height:1.8}
.folio-lg-sec{scroll-margin-top:96px}
.folio-lg-sec h2{margin:34px 0 14px;font-size:23px;line-height:1.35}
.folio-lg-sec p{margin:0 0 14px;font-size:15px;line-height:1.85;color:#382f2c;overflow-wrap:anywhere}
.folio-lg-list{display:grid;gap:8px;margin:0 0 16px;padding-left:22px;font-size:15px;line-height:1.8;color:#382f2c}
.folio-lg-side{position:sticky;top:104px;display:grid;gap:16px}
.folio-lg-box{padding:22px;border:1px solid #f3ece2;border-radius:14px;background:#fffcf8}
.folio-lg-box-title{margin-bottom:14px;font-size:12px;font-weight:650;letter-spacing:.04em;color:#382f2c}
.folio-lg-toc,.folio-lg-docs{display:grid;gap:12px;margin:0;padding-left:18px;font-size:13px;line-height:1.5}
.folio-lg-docs{list-style:none;padding:0}
.folio-lg-docs span{font-weight:650;color:#382f2c}
.folio-pa-head{padding:40px 0 0;background:#fffcf8}
.folio-pa-head h1{margin:0 0 18px;font-size:38px;line-height:1.2}
.folio-pa-doc{max-width:908px}
.folio-pa-doc-lead{font-size:16px}
.folio-pa-doc p{margin:0 0 16px;line-height:1.8;color:#382f2c}
.folio-pa-doc h2{margin:36px 0 14px;font-size:27px;line-height:1.3}
.folio-pa-text{padding:36px 0 60px;background:#fffcf8}
.folio-pa-doc-note{margin-top:24px!important;font-size:13px;color:#786c62}
.folio-pa-facts{margin:20px 0 0;border:1px solid var(--edition-border);border-radius:13px;overflow:hidden}
.folio-pa-facts>div{display:grid;grid-template-columns:190px minmax(0,1fr);gap:20px;padding:14px 18px;background:#fffcf8;border-bottom:1px solid #f3ece2}
.folio-pa-facts>div:nth-child(odd){background:#fffcf8}
.folio-pa-facts>div:last-child{border:0}
.folio-pa-facts dt{font-size:13px;color:#786c62}
.folio-pa-facts dd{margin:0;font-size:14px;font-weight:600;overflow-wrap:anywhere}
.folio-pa-steps{display:grid;gap:12px;counter-reset:pa;list-style:none;margin:0;padding:0}
.folio-pa-steps li{counter-increment:pa;display:grid;grid-template-columns:34px minmax(0,1fr);gap:4px 16px;padding:20px;border:1px solid var(--edition-border);border-radius:13px;background:#fffcf8}
.folio-pa-steps li::before{content:counter(pa,decimal-leading-zero);grid-row:span 2;display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:9px;background:#f3ece2;color:#382f2c;font-size:12px;font-weight:700}
.folio-pa-steps b{display:block;margin-bottom:6px}
.folio-pa-sp{display:grid;grid-template-columns:minmax(0,1fr) 225px;margin:34px 0 16px;border:1px solid #f3ece2;border-radius:17px;overflow:hidden;background:#f3ece2}
.folio-pa-sp-body{display:grid;gap:14px;padding:28px}
.folio-pa-sp-eyebrow{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:#9b5038}
.folio-pa-sp-title{font-size:25px;line-height:1.3;font-weight:650;letter-spacing:-.035em}
.folio-pa-sp-text{margin:0!important;font-size:14px}
.folio-pa-sp-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px}
.folio-pa-sp-btn{font-size:13px}
.folio-pa-sp-link{font-size:13px;font-weight:600}
.folio-pa-sp-list{display:grid;align-content:center;gap:12px;list-style:none;margin:0;padding:24px;background:#f3ece2;font-size:13px}
.folio-pa-sp-list li::before{content:"✓ ";color:#382f2c;font-weight:700}
.folio-e404{padding:44px 0 12px}
.folio-e404-box{display:grid;grid-template-columns:minmax(0,.65fr) minmax(0,1fr);gap:48px;align-items:center;padding:48px;border:1px solid #f3ece2;border-radius:22px;background:#f3ece2}
.folio-e404-num{text-align:center;font-size:160px;line-height:1;font-weight:750;letter-spacing:-.07em;color:#382f2c}
.folio-e404-num small{display:block;margin-top:12px;font-size:14px;line-height:1.5;font-weight:500;letter-spacing:0;color:#786c62}
.folio-e404-t{margin:0 0 16px;font-size:36px;line-height:1.2}
.folio-e404-d{margin:0 0 14px;color:#786c62}
.folio-e404-url{display:inline-block;max-width:100%;padding:6px 10px;margin:0 0 20px;border-radius:7px;background:#f3ece2;font:12px/1.5 ui-monospace,monospace;overflow-wrap:anywhere;color:#382f2c}
.folio-e404-btns{display:flex;flex-wrap:wrap;gap:10px}
.folio-e404-sec{margin:32px 0 0}
.folio-e404-h2{margin:0 0 18px;font-size:24px}
.folio-e404-chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0}
.folio-e404-note{margin-top:18px;font-size:13px;color:#786c62}
.folio-cc-wrap{position:fixed;left:0;right:0;bottom:16px;z-index:1050;display:none;justify-content:center;pointer-events:none}
.folio-cc-wrap.folio-is-visible{display:flex}
.folio-cc-wrap .folio-shell{max-width:860px}
.folio-cc-box{display:flex;align-items:center;gap:24px;padding:18px 20px;border:1px solid #f3ece2;border-radius:16px;background:#fffcf8;box-shadow:0 12px 44px rgba(19,46,65,.16);pointer-events:auto}
.folio-cc-text{font-size:12px;line-height:1.7;color:#786c62}
.folio-cc-text a{color:#382f2c}
.folio-cc-btn{flex:none;min-height:44px;font-size:13px;padding:10px 18px}
.folio-pop-close{position:absolute;top:8px;right:8px;width:36px;height:36px;border:0;border-radius:9px;background:#f3ece2;color:#382f2c;font-size:22px;line-height:1}
.folio-card-title{font-size:10px;letter-spacing:.08em;color:#786c62}
.folio-card-sum{margin:6px 0;font-size:30px;font-weight:700;line-height:1.25;letter-spacing:-.04em}
.folio-card-logo{display:flex;align-items:center;justify-content:center;height:40px;margin:12px 0}
.folio-card-logo img{width:auto;height:auto;max-width:130px;max-height:38px;object-fit:contain}
.folio-card-caption{font-size:11px;color:#786c62}
.folio-card-btn{width:100%;font-size:14px}
.folio-pop{position:fixed;right:24px;bottom:24px;z-index:1040;display:none}
.folio-pop.folio-is-open{display:block}
.folio-pop-card{position:relative;width:292px;padding:22px 18px 18px;border:1px solid #f3ece2;border-radius:17px;background:#fffcf8;box-shadow:var(--shadow-modal);text-align:center}

.folio-top{position:fixed;right:20px;bottom:20px;z-index:900;display:flex;align-items:center;justify-content:center;width:46px;height:46px;border:1px solid #f3ece2;border-radius:13px;background:#fffcf8;color:#382f2c;box-shadow:0 4px 18px rgba(22,50,69,.12);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .2s,transform .2s,visibility .2s}
.folio-top.folio-is-on{opacity:1;visibility:visible;transform:none}
.folio-top svg{width:20px;height:20px}


.folio-breadcrumbs{padding:18px 0;border-top:1px solid #f3ece2;background:#fffcf8;font-size:12px;line-height:1.7}
.folio-breadcrumbs-list{display:flex;flex-wrap:wrap;gap:6px 10px;margin:0;padding:0;list-style:none}
.folio-breadcrumbs-item a{text-decoration:none;color:#786c62}
.folio-breadcrumbs-item.folio-is-current{color:#382f2c}
.folio-breadcrumbs-item+.folio-breadcrumbs-item::before{content:"/";margin-right:10px;color:#b9a89a}
.folio-colophon{padding:38px 0 0;background:var(--edition-footer-bg);color:var(--edition-footer-text)}
.folio-footer-menu{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-bottom:24px;border-bottom:1px solid var(--edition-footer-border)}
.folio-footer-brand{display:inline-block;line-height:0}
.folio-footer-brand img{display:block;width:170px;height:auto}
.folio-footer-menu ul{display:flex;flex-wrap:wrap;gap:8px 24px;list-style:none;margin:0;padding:0}
.folio-footer-menu a{display:inline-flex;align-items:center;min-height:44px;color:#f3ece2;font-size:14px;font-weight:500;text-decoration:none}
.folio-footer-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px;padding:32px 0 24px}
.folio-footer-h{margin:0 0 14px;color:#fffcf8;font-size:15px;font-weight:600;letter-spacing:-.01em;line-height:1.4}
.folio-footer-col p{margin:0 0 12px;font-size:12px;line-height:1.8}
.folio-footer-col a{color:#f3ece2}
.folio-footer-list{display:grid;gap:8px;list-style:none;margin:0;padding:0;font-size:12px;line-height:1.8}
.folio-footer-more{font-weight:600}
.folio-footer-docs{display:flex;flex-wrap:wrap;gap:12px 26px;padding:18px 0;border-block:1px solid var(--edition-footer-border)}
.folio-footer-docs-item{display:flex;align-items:center;gap:8px;min-height:36px;color:#f3ece2;font-size:12px;line-height:1.5;text-decoration:none}
.folio-footer-docs-icon{width:16px;height:16px;opacity:.8}
.folio-creditors{padding:24px 0}
.folio-footer-subtitle{margin:0 0 16px;color:#f3ece2;font-size:15px;font-weight:600;letter-spacing:-.01em}
.folio-creditors-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px 24px}
.folio-creditor{font-size:10px;line-height:1.7;overflow-wrap:anywhere;color:#d9cec3}
.folio-creditor .folio-sep{padding:0 5px;color:#b9a89a}
.folio-creditors-grid.folio-is-collapsed .folio-creditor.folio-is-hidden{display:none}
.folio-creditors-toggle{display:inline-flex;align-items:center;justify-content:center;min-height:40px;margin-top:18px;padding:8px 16px;border:1px solid #9b5038;border-radius:9px;background:transparent;color:#f3ece2;font-size:12px}
.folio-creditors-toggle:hover{background:#382f2c}
.folio-footer-bottom{display:flex;justify-content:space-between;gap:32px;padding:20px 0 26px;border-top:1px solid var(--edition-footer-border);font-size:10px;line-height:1.8;color:#d9cec3}
.folio-footer-bottom-right{max-width:530px}
@media(max-width:1100px){.folio-header-grid{grid-template-columns:1fr auto;gap:16px;min-height:68px}
.folio-hdr-nav{display:none}
.folio-burger{display:block}
.folio-ab-two{gap:32px}
.folio-lg-grid{grid-template-columns:minmax(0,1fr) 240px;gap:20px}
.folio-lg-doc{padding:26px}
}
@media(max-width:900px){.folio-ab-principles{grid-template-columns:repeat(2,minmax(0,1fr))}
.folio-lg-grid{grid-template-columns:1fr}
.folio-lg-side{position:static;order:1;grid-template-columns:repeat(2,minmax(0,1fr))}
.folio-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 40px}
.folio-creditors-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.folio-ab-warn{grid-template-columns:1fr}
.folio-ab-stats{gap:10px}
.folio-ab-stats li{padding:18px}
}
@media(max-width:700px){html{scroll-padding-top:78px}
.folio-shell{padding-inline:16px}
.folio-header-grid{min-height:64px;gap:8px}
.folio-wordmark img{width:150px}
.folio-header-right{gap:8px}
.folio-hdr-cta{min-height:44px;padding:0 14px;background:#f3ece2;color:#382f2c;font-size:13px}
.folio-hdr-cta-full{display:none}
.folio-hdr-cta-short{display:inline}
.folio-burger{width:44px;height:44px}
.folio-list{font-size:15px;line-height:1.85}
.folio-note{font-size:12px!important}
.folio-table th,.folio-table td{padding:12px}
.folio-table table{font-size:12px}
.folio-author{display:grid;grid-template-columns:52px minmax(0,1fr);gap:14px;margin-top:32px;padding:18px}
.folio-author-img{width:52px;height:52px}
.folio-author-name{font-size:17px}
.folio-author-label{font-size:10px}
.folio-author-role{font-size:12px}
.folio-author-tags{gap:5px}
.folio-author-tags span{font-size:9px}
.folio-author-link{font-size:12px}
.folio-pa-faq{gap:8px}
.folio-pa-faq summary{padding:17px 16px;min-height:60px;font-size:14px;line-height:1.6}
.folio-pa-faq details p{padding:0 16px 18px;font-size:14px;line-height:1.85}
.folio-ab-hero{padding:30px 0}
.folio-ab-hero-h1{font-size:32px;margin-bottom:18px}
.folio-ab-hero-h1 span{font-size:17px}
.folio-ab-hero-lead{font-size:14px}
.folio-ab-stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.folio-ab-stats li{padding:18px}
.folio-ab-stats b{font-size:29px}
.folio-ab-stats span{font-size:12px}
.folio-ab-credo{padding:34px 0}
.folio-ab-credo-grid{grid-template-columns:1fr;gap:8px}
.folio-ab-credo-mark{font-size:65px;height:35px}
.folio-ab-credo-quote{font-size:24px;line-height:1.45}
.folio-ab-credo-text{font-size:14px}
.folio-ab-sec{padding:36px 0}
.folio-ab-h2{font-size:27px;margin-bottom:20px}
.folio-ab-principles,.folio-ab-two{grid-template-columns:1fr;gap:14px}
.folio-ab-pr{padding:22px}
.folio-ab-pr-n{margin-bottom:16px}
.folio-ab-pr h3{font-size:18px}
.folio-ab-pr p{font-size:14px}
.folio-ab-p,.folio-ab-list{font-size:14px;line-height:1.85}
.folio-ab-two{gap:30px}
.folio-ab-warn{padding:22px 20px;gap:20px}
.folio-ab-req div{grid-template-columns:1fr;gap:4px;padding:13px 16px}
.folio-ab-req dd{font-size:13px}
.folio-lg{padding:22px 0 36px}
.folio-lg-grid{gap:18px}
.folio-lg-doc{padding:24px 18px;border-radius:13px}
.folio-lg-h1{font-size:28px;line-height:1.25}
.folio-lg-meta{font-size:11px}
.folio-lg-lead{font-size:15px}
.folio-lg-sec h2{font-size:21px;margin-top:28px}
.folio-lg-sec p,.folio-lg-list{font-size:14px;line-height:1.85}
.folio-lg-side{grid-template-columns:1fr}
.folio-lg-box{padding:20px}
.folio-pa-head{padding:28px 0 0}
.folio-pa-head h1{font-size:30px}
.folio-pa-doc-lead{font-size:14px}
.folio-pa-text{padding:24px 0 36px}
.folio-pa-doc h2{font-size:23px}
.folio-pa-doc p{font-size:14px;line-height:1.85}
.folio-pa-facts>div{grid-template-columns:1fr;gap:4px;padding:13px 16px}
.folio-pa-facts dd{font-size:13px}
.folio-pa-steps li{padding:18px;gap:5px 12px;font-size:14px}
.folio-pa-sp{grid-template-columns:1fr;border-radius:14px}
.folio-pa-sp-body{padding:22px 18px}
.folio-pa-sp-title{font-size:23px}
.folio-pa-sp-btn{width:100%}
.folio-pa-sp-list{padding:20px 18px}
.folio-e404{padding:24px 0 12px}
.folio-e404-box{grid-template-columns:1fr;padding:28px 20px;gap:24px;border-radius:17px}
.folio-e404-num{font-size:96px}
.folio-e404-num small{font-size:12px}
.folio-e404-t{font-size:28px}
.folio-e404-d{font-size:14px}
.folio-e404-btns{display:grid;grid-template-columns:1fr}
.folio-e404-btn{font-size:13px}
.folio-e404-h2{font-size:23px}
.folio-e404-chip{font-size:12px;padding:9px 13px}
.folio-cc-wrap{bottom:calc(10px + env(safe-area-inset-bottom))}
.folio-cc-wrap .folio-shell{padding-inline:10px}
.folio-cc-box{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px;padding:16px;border-radius:14px}
.folio-cc-text{font-size:10px;line-height:1.65}
.folio-cc-btn{font-size:11px;padding:10px 12px}
.folio-pop{right:12px;left:12px;bottom:calc(12px + env(safe-area-inset-bottom))}
.folio-pop-card{display:grid;grid-template-columns:1fr 130px;grid-template-areas:"title btn" "sum btn" "logo btn";gap:0 14px;align-items:center;width:100%;padding:16px 54px 16px 18px;text-align:left;border-radius:15px}
.folio-pop .folio-card-title{grid-area:title;font-size:8px}
.folio-pop .folio-card-sum{grid-area:sum;font-size:24px;margin:4px 0}
.folio-pop .folio-card-logo{grid-area:logo;height:25px;justify-content:flex-start;margin:3px 0 0}
.folio-pop .folio-card-logo img{max-width:110px;max-height:25px}
.folio-pop .folio-card-btn{grid-area:btn;min-height:44px;font-size:11px;padding:10px 8px}
.folio-pop-close{width:36px;height:36px;top:10px;right:9px}
.folio-top{right:12px;bottom:calc(12px + env(safe-area-inset-bottom));width:44px;height:44px}

.folio-breadcrumbs{padding:16px 0;font-size:11px}
.folio-colophon{padding-top:30px}
.folio-footer-menu{align-items:flex-start;flex-direction:column;gap:16px;padding-bottom:20px}
.folio-footer-menu ul{gap:8px 22px}
.folio-footer-menu a{font-size:13px;min-height:32px}
.folio-footer-grid{grid-template-columns:1fr;gap:24px;padding:26px 0}
.folio-footer-h{font-size:15px;margin-bottom:10px}
.folio-footer-col p,.folio-footer-list{font-size:12px;line-height:1.85}
.folio-footer-docs{display:grid;gap:8px;padding:16px 0}
.folio-footer-docs-item{font-size:11px;min-height:34px}
.folio-creditors-grid{grid-template-columns:1fr;gap:8px}
.folio-creditor{font-size:10px;line-height:1.8}
.folio-footer-bottom{flex-direction:column;gap:12px;padding:20px 0 24px;font-size:10px}
}
@media(max-width:359px){.folio-shell{padding-inline:12px}
.folio-wordmark img{width:140px}
.folio-pop-card{grid-template-columns:1fr 110px;padding-left:14px;padding-right:48px;gap:0 10px}
.folio-pop .folio-card-btn{font-size:10px}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}
:root{
 --folio-ink:#382f2c;--folio-ink-deep:#382f2c;--folio-paper:#f3ece2;--folio-mint:#d9cec3;--folio-line:#f3ece2;--folio-muted:#786c62;--folio-white:#fffcf8;
 --edition-bg:var(--folio-paper);--edition-text:var(--folio-ink);--edition-text-muted:#382f2c;--edition-text-muted-2:var(--folio-muted);--edition-border:var(--folio-line);
 --edition-green-link:#382f2c;--edition-green-solid:#382f2c;--edition-primary:linear-gradient(#382f2c,#382f2c);--edition-footer-bg:#382f2c;--edition-footer-text:#f3ece2;
 --folio-gutter:clamp(16px,3.3vw,72px);--shadow-card:none;--shadow-card-hover:0 5px 18px #382f2c10;
}
body{background:var(--folio-paper);font-size:16px;line-height:1.65;color:var(--folio-ink)}
.folio-shell{max-width:none;width:100%;padding-inline:var(--folio-gutter)}
h1,h2,h3{letter-spacing:-.045em}
html{scroll-padding-top:100px}
section[id]{scroll-margin-top:100px}
.folio-masthead{background:var(--folio-paper);border-bottom:1px solid var(--folio-line)}
.folio-header-grid{min-height:76px;gap:20px}
.folio-wordmark img{width:182px;height:auto}
.folio-hdr-nav-link{font-size:13px;border-radius:0;padding:8px 16px}
.folio-hdr-nav-link:hover,.folio-hdr-nav-link.folio-is-active{color:var(--folio-ink);background:transparent;box-shadow:inset 0 -2px 0 #382f2c}
.folio-hdr-cta{background:var(--folio-ink);border-radius:7px;min-height:44px;padding:0 18px;font-size:13px;color:white}
.folio-burger{border-color:#f3ece2;background:transparent;border-radius:7px}
.folio-hdr-drop{border-radius:7px;background:#fffcf8}
.folio-offcanvas{background:var(--folio-paper);border-left:1px solid var(--folio-line)}
.folio-offcanvas-brand{padding:16px 0 24px;border-bottom:1px solid var(--folio-line)}
.folio-offcanvas-brand img{width:190px}
.folio-offcanvas-link{border-bottom:1px solid var(--folio-line);border-radius:0;min-height:52px}
.folio-offcanvas-link--sub{min-height:44px}
.folio-offcanvas-link.folio-is-active{background:#f3ece2;color:#382f2c}
.folio-compare-add{display:flex;align-items:center;justify-content:center;gap:6px;min-width:44px;min-height:44px;flex:none;padding:7px 10px;border:1px solid #f3ece2;border-radius:6px;background:#fffcf8;color:#786c62;font-size:11px}
.folio-compare-add-icon{display:flex;align-items:center;justify-content:center;width:18px;height:18px;flex:none;line-height:0}
.folio-compare-add-icon svg{display:block;width:18px;height:18px}
.folio-compare-add-icon .folio-compare-icon-check{display:none}
.folio-compare-add.folio-is-selected .folio-compare-icon-plus{display:none}
.folio-compare-add.folio-is-selected .folio-compare-icon-check{display:block}
.folio-compare-add-label{line-height:1.2}
.folio-compare-add-label{display:none}
.folio-compare-add.folio-is-selected{background:var(--folio-ink);color:var(--folio-mint);border-color:var(--folio-ink)}
.folio-pa-sp-btn,.folio-card-btn{border-radius:6px;box-shadow:none}
.folio-dialog-open{overflow:hidden}
.folio-table{border:1px solid #f3ece2;border-radius:6px;background:#fffcf8;margin:22px 0}
.folio-table table{min-width:760px;font-size:13px}
.folio-table th{background:#382f2c;color:#f3ece2;font:10px/1.5 ui-monospace,monospace;padding:17px;letter-spacing:.08em}
.folio-table th.folio-is-key{background:#382f2c;color:#fffcf8}
.folio-table td{padding:18px 17px;border-top:1px solid #f3ece2}
.folio-table td.folio-is-key{background:#f3ece2;color:#382f2c}
.folio-table td:first-child b{font-size:14px;font-weight:650}
.folio-table td span{font-size:11px;color:#b9a89a}
.folio-author{background:#f3ece2;border:1px solid #d9cec3;border-radius:6px;padding:26px;gap:22px;box-shadow:none}
.folio-author-img{border-radius:5px;width:80px;height:80px}
.folio-author-name{font-size:23px;color:#382f2c;letter-spacing:-.04em}
.folio-author-tags span{border-radius:3px;background:#f3ece2;border-color:#d9cec3;font-size:10px}
.folio-author-role,.folio-author-label,.folio-author-bio{color:#9b5038}
.folio-author-link{color:#382f2c}
.folio-pa-faq{display:block}
.folio-pa-faq details{background:transparent;border:0;border-bottom:1px solid #f3ece2;border-radius:0;box-shadow:none}
.folio-pa-faq details:first-child{border-top:1px solid #f3ece2}
.folio-pa-faq summary{padding:20px 34px 20px 0;min-height:64px;color:#9b5038;font-size:16px;line-height:1.6}
.folio-pa-faq summary::after{right:4px;color:#b9a89a}
.folio-pa-faq details p{padding:0 32px 24px 0;line-height:1.85;color:#b9a89a;font-size:15px}
.folio-ab-hero{padding:48px 0 0;background:var(--folio-paper);border-bottom:1px solid #f3ece2}
.folio-ab-hero>.folio-shell{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);column-gap:7vw}
.folio-ab-hero-h1{grid-column:1;font-size:clamp(36px,5vw,72px);line-height:1.04;margin:16px 0 24px;letter-spacing:-.055em;max-width:18ch}
.folio-ab-hero-h1 span{font-size:20px;line-height:1.5;color:#9b5038;max-width:30ch}
.folio-ab-hero-lead{grid-column:1;font-size:15px;line-height:1.9;max-width:62ch;margin-bottom:40px}
.folio-ab-stats{grid-column:2;grid-row:1/5;align-self:center;display:grid;grid-template-columns:1fr 1fr;gap:0;border-left:1px solid #d9cec3;border-top:1px solid #d9cec3}
.folio-ab-stats li{padding:28px;border:0;border-right:1px solid #d9cec3;border-bottom:1px solid #d9cec3;border-radius:0;background:transparent;min-height:155px}
.folio-ab-stats b{font-size:45px;font-weight:500;color:#9b5038;letter-spacing:-.06em}
.folio-ab-stats span{font-size:12px;max-width:20ch;color:#b9a89a}
.folio-ab-credo{padding:60px 0;background:#382f2c}
.folio-ab-credo-grid{grid-template-columns:100px minmax(0,1fr);gap:4vw}
.folio-ab-credo-mark{color:#b9a89a;font-size:120px;line-height:1}
.folio-ab-credo-quote{font-size:clamp(27px,3.3vw,46px);line-height:1.25;max-width:40ch;color:#f3ece2}
.folio-ab-credo-text{font-size:15px;line-height:1.9;max-width:88ch;color:#b9a89a}
.folio-ab-sec{padding:64px 0}
.folio-ab-sec--tint{background:#f3ece2}
.folio-ab-h2{font-size:clamp(28px,3vw,43px);line-height:1.15;margin:0 0 30px}
.folio-ab-principles{gap:0;grid-template-columns:repeat(3,minmax(0,1fr));border-left:1px solid #f3ece2;border-top:1px solid #f3ece2}
.folio-ab-pr{padding:32px;background:transparent;border:0;border-right:1px solid #f3ece2;border-bottom:1px solid #f3ece2;border-radius:0}
.folio-ab-pr-n{font:28px/1.2 ui-monospace,monospace;color:#b9a89a;margin-bottom:24px}
.folio-ab-pr h3{font-size:22px;margin:0 0 18px;color:#9b5038}
.folio-ab-pr p{font-size:14px;line-height:1.85;color:#b9a89a}
.folio-ab-two{gap:7vw;grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.folio-ab-p,.folio-ab-list{font-size:15px;line-height:1.85;max-width:70ch;color:#9b5038}
.folio-ab-note{background:#f3ece2;border-radius:4px;padding:22px;border:0}
.folio-ab-warn{background:#fffcf8;border:1px solid #d9cec3;border-left:6px solid #b9a89a;border-radius:6px;padding:32px}
.folio-ab-req{border:1px solid #d9cec3;border-radius:4px}
.folio-ab-req div{padding:16px 20px;border-color:#d9cec3;background:transparent}
.folio-ab-req dt{color:#b9a89a;font-size:12px}
.folio-ab-req dd{color:#9b5038;font-size:14px}
.folio-ab-docs li{border-color:#d9cec3;border-radius:4px;background:transparent}
.folio-ab-cta{border-radius:4px;background:#f3ece2}
.folio-lg{padding:40px 0 60px}
.folio-lg-grid{grid-template-columns:minmax(250px,24%) minmax(0,1fr);gap:7vw;align-items:start}
.folio-lg-doc{grid-column:2;grid-row:1;border:0;border-radius:0;background:transparent;padding:0;max-width:85ch}
.folio-lg-side{grid-column:1;grid-row:1;position:sticky;top:100px;display:grid;gap:24px}
.folio-lg-box{border:0;border-top:2px solid #d9cec3;border-radius:0;background:transparent;padding:20px 0}
.folio-lg-box-title{font:11px/1.5 ui-monospace,monospace;text-transform:uppercase;letter-spacing:.06em;color:#b9a89a;margin-bottom:14px}
.folio-lg-toc{font-size:13px;line-height:1.6;padding-left:18px}
.folio-lg-toc li{padding-bottom:12px}
.folio-lg-docs li{border-color:#f3ece2;border-radius:0;background:transparent}
.folio-lg-h1{font-size:clamp(32px,4.2vw,60px);line-height:1.08;max-width:24ch;margin:0 0 26px;color:#9b5038}
.folio-lg-meta{font:11px/1.7 ui-monospace,monospace;color:#b9a89a;border-block:1px solid #f3ece2;padding:14px 0;margin-bottom:30px}
.folio-lg-lead,.folio-lg-sec p,.folio-lg-list{font-size:16px;line-height:1.9;color:#b9a89a;max-width:70ch}
.folio-lg-sec{padding:12px 0 28px;border-bottom:1px solid #f3ece2}
.folio-lg-sec h2{font-size:28px;line-height:1.2;margin:30px 0 24px;color:#9b5038;max-width:40ch}
.folio-pa-head{padding:40px 0 32px;background:#f3ece2;border-bottom:1px solid #f3ece2}
.folio-pa-head h1{font-size:clamp(32px,4.4vw,62px);line-height:1.08;max-width:25ch;color:#9b5038}
.folio-pa-doc{max-width:none}
.folio-pa-doc-lead{font-size:16px;line-height:1.8;max-width:90ch;color:#b9a89a}
.folio-pa-text{padding:40px 0 56px}
.folio-pa-doc h2{font-size:clamp(25px,2.7vw,38px);line-height:1.2;max-width:42ch;margin:36px 0 22px;color:#b9a89a}
.folio-pa-doc p{font-size:15px;line-height:1.9;max-width:85ch;color:#b9a89a}
.folio-pa-facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-left:1px solid #f3ece2;border-top:1px solid #f3ece2;max-width:none}
.folio-pa-facts>div{display:flex;flex-direction:column;align-items:start;gap:8px;padding:22px;border:0;border-right:1px solid #f3ece2;border-bottom:1px solid #f3ece2;background:#f3ece2}
.folio-pa-facts dt{font-size:11px;color:#b9a89a}
.folio-pa-facts dd{margin:0;font-size:15px;color:#9b5038}
.folio-pa-steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;max-width:none;border-left:1px solid #f3ece2;border-top:1px solid #f3ece2}
.folio-pa-steps li{display:block;border:0;border-radius:0;border-right:1px solid #f3ece2;border-bottom:1px solid #f3ece2;background:transparent;padding:24px}
.folio-pa-steps li::before{display:block;font:38px/1 ui-monospace,monospace;background:transparent;color:#d9cec3;width:auto;height:auto;margin-bottom:28px}
.folio-pa-steps li b{display:block;font-size:18px;line-height:1.4;margin-bottom:14px;color:#b9a89a}
.folio-pa-steps li span{display:block;font-size:13px;line-height:1.85;color:#b9a89a}
.folio-pa-sp{border-radius:6px;border-color:#d9cec3;background:#f3ece2}
.folio-pa-sp-body{padding:32px}
.folio-pa-sp-title{font-size:32px;color:var(--folio-ink)}
.folio-pa-sp-text{font-size:14px;color:#786c62}
.folio-pa-sp-list{background:#f3ece2;color:#382f2c}
.folio-pa-sp-btn{background:var(--folio-ink);color:#fffcf8;font-size:13px}
.folio-e404-box{border:0;border-radius:8px;background:#382f2c;color:#f3ece2;box-shadow:none}
.folio-e404-t{font-size:clamp(32px,3.7vw,52px);color:#f3ece2}
.folio-e404-d{color:#b9a89a}
.folio-e404-num{color:#d9cec3;font-family:ui-monospace,monospace;font-weight:400}
.folio-e404-num small{color:#d9cec3}
.folio-e404-btn--main{background:#d9cec3;color:#382f2c;border-radius:6px}
.folio-e404-btn--ghost{background:transparent;color:#d9cec3;border-color:#9b5038;border-radius:6px}
.folio-colophon{background:var(--folio-ink-deep);padding:48px 0 0}
.folio-footer-brand{padding:0;background:transparent}
.folio-footer-brand img{width:220px;height:auto}
.folio-footer-menu{padding-bottom:36px;align-items:center;border-color:#786c6255}
.folio-footer-menu a{font-size:14px;color:#d9cec3;min-height:44px}
.folio-footer-grid{grid-template-columns:1.1fr 1.1fr 1.3fr .7fr;gap:5vw;padding:38px 0}
.folio-footer-h{font:11px/1.5 ui-monospace,monospace;letter-spacing:.08em;text-transform:uppercase;color:#d9cec3;margin-bottom:22px}
.folio-footer-col p,.folio-footer-list{font-size:12px;line-height:1.9;color:#d9cec3}
.folio-footer-docs{padding:24px 0;border-block-color:#786c6244;gap:16px 36px}
.folio-footer-docs-item{font-size:11px;color:#d9cec3;min-height:44px}
.folio-footer-docs-icon{opacity:.6}
.folio-footer-subtitle{font:11px/1.6 ui-monospace,monospace;letter-spacing:.07em;text-transform:uppercase;color:#d9cec3}
.folio-creditors-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid #382f2c44;border-left:1px solid #382f2c44}
.folio-creditor{padding:12px 16px;border-right:1px solid #382f2c44;border-bottom:1px solid #382f2c44;color:#b9a89a;font-size:10px}
.folio-creditors-toggle{border:0;border-bottom:1px solid #9b503844;border-radius:0;background:transparent;color:#b9a89a;min-height:44px;font-size:12px;padding:8px 0}
.folio-footer-bottom{font:10px/1.8 ui-monospace,monospace;border-color:#382f2c33;color:#d9cec3;padding:28px 0 36px}
.folio-breadcrumbs{background:#f3ece2;border-top:1px solid #f3ece2;font-size:11px}
.folio-cc-wrap{z-index:1500}
.folio-cc-box{background:#fffcf8;border:1px solid #d9cec3;box-shadow:0 8px 35px #382f2c25;border-radius:7px}
.folio-cc-btn{border-radius:5px;background:#9b5038}
.folio-pop-card{border-radius:7px;border-color:#d9cec3;background:#fffcf8}
.folio-card-sum{color:#9b5038}
body.folio-dialog-open .folio-pop{visibility:hidden!important;opacity:0!important}
.folio-top{border-radius:6px;background:var(--folio-ink);color:#fffcf8;border-color:#9b5038}
.folio-top:hover{background:#382f2c;color:#fffcf8}
.folio-top:focus-visible{outline:3px solid var(--folio-mint);outline-offset:3px}

.folio-compare-tray{position:fixed;bottom:18px;left:var(--folio-gutter);right:var(--folio-gutter);z-index:1200;display:flex;align-items:center;gap:22px;max-width:none;padding:16px 20px;background:#382f2c;color:#fffcf8;border:1px solid #b9a89a55;border-radius:10px;box-shadow:0 6px 24px #382f2c33}
.folio-compare-tray-intro{flex:1;display:flex;flex-direction:column;gap:4px;min-width:0}
.folio-compare-tray-intro b{font-size:15px;color:#f3ece2}
.folio-compare-tray-intro span{font-size:11px;color:#b9a89a}
.folio-compare-tray-logos{display:flex;gap:8px}
.folio-compare-tray-logos img{width:90px;height:40px;object-fit:contain;background:#fffcf8;padding:7px;border-radius:4px}
.folio-tray-clear{width:44px;height:44px;flex:none;display:flex;align-items:center;justify-content:center;background:transparent;border:1px solid #786c6255;border-radius:5px;color:#d9cec3;font-size:23px}
.folio-compare-dialog{width:calc(100vw - 2 * var(--folio-gutter));max-width:none;max-height:86dvh;border:1px solid #b9a89a;border-radius:10px;background:var(--folio-paper);padding:32px;overflow-y:auto;overscroll-behavior:contain;color:var(--folio-ink)}
.folio-compare-dialog::backdrop{background:#382f2caa;backdrop-filter:blur(4px)}
.folio-dialog-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:28px}
.folio-dialog-head h2{font-size:clamp(28px,3.5vw,48px);margin:6px 0 0;line-height:1.1}
.folio-dialog-head>button{min-width:44px;height:44px;border:1px solid #d9cec3;border-radius:5px;background:transparent;font-size:26px;color:#9b5038}
.folio-comparison{display:grid;grid-template-columns:repeat(var(--compare-count),minmax(160px,1fr));gap:12px;overflow-x:auto;overscroll-behavior:contain;padding-bottom:12px}
.folio-compare-col{position:relative;padding:24px;background:#fffcf8;border:1px solid #f3ece2;border-radius:6px}
.folio-compare-remove{position:absolute;right:10px;top:10px;min-width:36px;height:36px;border:0;background:transparent;font-size:20px;color:#b9a89a}
.folio-compare-col-brand{height:105px;display:flex;flex-direction:column;justify-content:center;align-items:start;gap:12px;border-bottom:1px solid #f3ece2;padding-bottom:16px}
.folio-compare-col-brand img{width:auto;max-width:150px;max-height:42px;object-fit:contain}
.folio-compare-col-brand b{font-size:13px;color:#b9a89a;font-weight:500}
.folio-compare-col dl{margin:0 0 24px}
.folio-compare-col dl>div{padding:16px 0;border-bottom:1px solid #f3ece2;min-height:86px}
.folio-compare-col dt{font:10px/1.6 ui-monospace,monospace;color:#b9a89a;margin-bottom:7px}
.folio-compare-col dd{margin:0;font-size:clamp(16px,1.8vw,26px);line-height:1.5;letter-spacing:-.02em;font-weight:600;overflow-wrap:anywhere;color:#9b5038}
.folio-compare-col dl>div:last-child dd{font-size:12px}
.folio-dialog-note{font-size:12px;line-height:1.8;max-width:95ch;margin:20px 0 0;color:#b9a89a}
.folio-compare-empty p{font-size:17px;line-height:1.8;max-width:50ch}
.folio-toast{position:fixed;left:50%;top:100px;transform:translate(-50%,-12px);z-index:1800;max-width:calc(100% - 32px);width:max-content;padding:16px 24px;background:#382f2c;color:#f3ece2;border-radius:6px;box-shadow:0 5px 30px #382f2c33;font-size:13px;opacity:0;visibility:hidden;transition:opacity .2s,transform .2s;pointer-events:none}
.folio-toast.folio-is-visible{transform:translate(-50%,0);opacity:1;visibility:visible}
@media(min-width:1700px){.folio-compare-add-label{display:inline}
}
@media(max-width:1100px){.folio-header-grid{min-height:68px}
.folio-footer-grid{grid-template-columns:1fr 1fr;gap:32px}
.folio-pa-steps{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media(max-width:900px){.folio-ab-hero>.folio-shell{grid-template-columns:1fr}
.folio-ab-stats{grid-column:1;grid-row:auto;grid-template-columns:repeat(4,minmax(0,1fr));margin-bottom:32px}
.folio-ab-stats li{padding:20px;min-height:130px}
.folio-ab-hero-h1{max-width:24ch}
.folio-ab-hero-lead{max-width:80ch}
.folio-ab-principles{grid-template-columns:1fr 1fr}
.folio-ab-two{gap:32px}
.folio-lg-grid{grid-template-columns:1fr}
.folio-lg-doc{grid-column:1;grid-row:2;max-width:none}
.folio-lg-side{grid-column:1;grid-row:1;position:static;grid-template-columns:1fr 1fr}
}
@media(max-width:700px){:root{--folio-gutter:16px}
body{padding-bottom:calc(68px + env(safe-area-inset-bottom))}
html{scroll-padding-top:80px}
.folio-header-grid{min-height:64px;gap:8px}
.folio-wordmark img{width:150px}
.folio-hdr-cta{min-height:44px;background:transparent;border:1px solid #d9cec3;color:#382f2c;padding:0 12px;border-radius:5px;font-size:12px}
.folio-burger{width:44px;height:44px}
.folio-compare-add{padding:6px 10px}
.folio-compare-add-label{display:inline;font-size:10px}
.folio-table{overflow:visible;border:0;border-radius:0;background:transparent;margin:20px 0}
.folio-table table{display:block;min-width:0;width:100%;border:0;font-size:13px}
.folio-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.folio-table tbody{display:grid;grid-template-columns:1fr;gap:12px;width:100%}
.folio-table tr{display:grid;grid-template-columns:1fr 1fr;border:1px solid #f3ece2;background:#fffcf8;border-radius:6px;padding:8px 16px;min-width:0;gap:0 16px}
.folio-table td{display:flex;flex-direction:column;padding:12px 0;border:0;border-top:1px solid #f3ece2;min-width:0;white-space:normal!important;font-size:13px;line-height:1.7;color:#9b5038}
.folio-table td:first-child{grid-column:1/-1;border:0;padding:10px 0 14px}
.folio-table td:first-child b{font-size:17px;color:#9b5038}
.folio-table td::before{content:attr(data-label);display:block;font:9px/1.7 ui-monospace,monospace;letter-spacing:.03em;color:#b9a89a;margin-bottom:4px}
.folio-table td:first-child::before{display:none}
.folio-table td:last-child{grid-column:1/-1;font-size:12px;overflow-wrap:anywhere}
.folio-table td.folio-is-key{background:transparent;color:#9b5038}
.folio-table td span{font-size:10px;color:#b9a89a;margin-top:3px;white-space:normal}
.folio-author{padding:20px 16px;grid-template-columns:48px minmax(0,1fr);gap:12px;border-radius:6px;margin-top:32px}
.folio-author-img{width:48px;height:48px}
.folio-author-name{font-size:20px}
.folio-author-role{font-size:12px}
.folio-author-label{font-size:9px}
.folio-author-tags span{font-size:9px;padding:4px 6px}
.folio-author-bio{font-size:12px!important}
.folio-pa-faq summary{font-size:14px;padding:20px 28px 20px 0;min-height:62px;line-height:1.7}
.folio-pa-faq details p{font-size:14px;padding:0 18px 24px 0;line-height:1.95}
.folio-ab-hero{padding-top:30px}
.folio-ab-hero-h1{font-size:40px;line-height:1.03;max-width:18ch}
.folio-ab-hero-h1 span{font-size:16px;line-height:1.6;margin-top:18px}
.folio-ab-hero-lead{font-size:14px;line-height:1.95;margin-bottom:28px}
.folio-ab-stats{grid-template-columns:1fr 1fr}
.folio-ab-stats li{padding:22px;min-height:130px}
.folio-ab-stats b{font-size:40px}
.folio-ab-stats span{font-size:11px}
.folio-ab-credo{padding:34px 0}
.folio-ab-credo-grid{grid-template-columns:1fr;gap:12px}
.folio-ab-credo-mark{font-size:74px;line-height:.6;height:34px}
.folio-ab-credo-quote{font-size:29px;line-height:1.3}
.folio-ab-credo-text{font-size:14px;line-height:1.95}
.folio-ab-sec{padding:40px 0}
.folio-ab-h2{font-size:30px;line-height:1.1;margin-bottom:26px}
.folio-ab-principles,.folio-ab-two{grid-template-columns:1fr;gap:0}
.folio-ab-pr{padding:26px 22px}
.folio-ab-pr-n{font-size:24px;margin-bottom:18px}
.folio-ab-pr h3{font-size:22px}
.folio-ab-pr p{font-size:14px}
.folio-ab-two{gap:32px}
.folio-ab-p,.folio-ab-list{font-size:14px;line-height:1.9}
.folio-ab-warn{padding:24px 20px;border-left-width:4px}
.folio-ab-req div{padding:16px}
.folio-ab-req dd{font-size:13px}
.folio-lg{padding:28px 0 40px}
.folio-lg-grid{gap:26px}
.folio-lg-side{grid-template-columns:1fr}
.folio-lg-box{padding:16px 0}
.folio-lg-box-title{font-size:9px;margin-bottom:12px}
.folio-lg-docs{display:flex;flex-wrap:wrap;gap:8px}
.folio-lg-docs li{border:0}
.folio-lg-docs a,.folio-lg-docs span{font-size:11px;min-height:36px;padding:6px 0}
.folio-lg-h1{font-size:36px;line-height:1.08;margin-bottom:22px}
.folio-lg-meta{font-size:10px;padding:14px 0;margin-bottom:26px}
.folio-lg-lead,.folio-lg-sec p,.folio-lg-list{font-size:15px;line-height:1.95}
.folio-lg-sec h2{font-size:27px;line-height:1.2;margin:26px 0 22px}
.folio-lg-sec{padding:10px 0 24px}
.folio-pa-head{padding:28px 0}
.folio-pa-head h1{font-size:35px;line-height:1.1}
.folio-pa-doc-lead{font-size:14px;line-height:1.9}
.folio-pa-text{padding:28px 0 36px}
.folio-pa-doc h2{font-size:28px;line-height:1.2;margin:28px 0 20px}
.folio-pa-doc p{font-size:14px;line-height:1.95}
.folio-pa-facts{grid-template-columns:1fr}
.folio-pa-facts>div{padding:18px;gap:8px}
.folio-pa-facts dt{font-size:10px}
.folio-pa-facts dd{font-size:14px}
.folio-pa-steps{grid-template-columns:1fr}
.folio-pa-steps li{padding:24px;display:grid;grid-template-columns:30px 1fr;gap:10px 18px}
.folio-pa-steps li::before{grid-column:1;grid-row:1/3;font-size:26px;margin:0;line-height:1.5}
.folio-pa-steps li b{grid-column:2;font-size:18px;margin:0}
.folio-pa-steps li span{grid-column:2;font-size:13px;line-height:1.9}
.folio-pa-sp-body{padding:24px 20px}
.folio-pa-sp-title{font-size:28px}
.folio-pa-sp-btn{font-size:12px}
.folio-e404-box{padding:30px 22px;border-radius:7px}
.folio-e404-num{font-size:110px}
.folio-e404-t{font-size:33px}
.folio-e404-d{font-size:14px}
.folio-colophon{padding-top:36px}
.folio-footer-menu{gap:24px;padding-bottom:28px}
.folio-footer-brand img{width:210px}
.folio-footer-menu ul{gap:8px 24px}
.folio-footer-menu a{min-height:44px;font-size:12px}
.folio-footer-grid{grid-template-columns:1fr;gap:28px;padding:32px 0}
.folio-footer-h{font-size:10px;margin-bottom:16px}
.folio-footer-col p,.folio-footer-list{font-size:12px;line-height:1.95}
.folio-footer-docs{gap:4px;padding:20px 0}
.folio-footer-docs-item{font-size:11px;min-height:44px}
.folio-creditors-grid{grid-template-columns:1fr}
.folio-creditor{font-size:10px;padding:12px 0;border-left:0;border-right:0}
.folio-creditors-grid{border-left:0}
.folio-footer-bottom{font-size:9px;line-height:1.9;padding:24px 0 28px;gap:12px}
.folio-breadcrumbs{font-size:10px;padding:18px 0}
.folio-compare-tray{left:12px;right:12px;bottom:calc(76px + env(safe-area-inset-bottom));gap:10px;padding:12px;border-radius:8px;z-index:1200}
.folio-compare-tray-intro b{font-size:12px}
.folio-compare-tray-intro span{font-size:9px;line-height:1.6;max-width:26ch}
.folio-compare-tray-logos{display:none}
.folio-tray-clear{width:36px;height:44px;border:0;font-size:24px}
.folio-compare-dialog{width:100%;margin:auto 0 0;max-height:88dvh;padding:24px 16px 28px;border-radius:20px 20px 0 0;border-bottom:0}
.folio-dialog-head{gap:14px;margin-bottom:24px}
.folio-dialog-head h2{font-size:30px}
.folio-comparison{gap:8px;grid-template-columns:repeat(var(--compare-count),minmax(145px,1fr))}
.folio-compare-col{padding:18px 12px;border-radius:6px}
.folio-compare-col-brand{height:105px;gap:12px;padding-bottom:16px}
.folio-compare-col-brand img{max-width:105px;max-height:34px;width:auto}
.folio-compare-col-brand b{font-size:11px;line-height:1.6;font-weight:600}
.folio-compare-remove{right:0;top:0;font-size:20px;min-width:34px;height:34px}
.folio-compare-col dl>div{padding:14px 0;min-height:95px}
.folio-compare-col dt{font-size:9px}
.folio-compare-col dd{font-size:16px;line-height:1.6;letter-spacing:-.025em}
.folio-compare-col dl>div:last-child dd{font-size:10px;line-height:1.8}
.folio-dialog-note{font-size:11px;line-height:1.9;margin-top:18px}
.folio-compare-empty p{font-size:15px}
.folio-cc-wrap{bottom:calc(76px + env(safe-area-inset-bottom))}
.folio-cc-box{border-radius:7px;padding:14px;gap:10px}
.folio-cc-text{font-size:10px;line-height:1.75}
.folio-cc-btn{min-height:44px;font-size:11px}
.folio-pop{bottom:calc(76px + env(safe-area-inset-bottom));left:12px;right:12px}
.folio-pop-card{border-radius:7px}
.folio-top{bottom:calc(78px + env(safe-area-inset-bottom));right:12px}

.folio-toast{top:78px;padding:14px 18px;font-size:12px}
}
@media(max-width:359px){:root{--folio-gutter:12px}
.folio-shell{padding-inline:var(--folio-gutter)}
.folio-wordmark img{width:136px}
.folio-header-right{gap:6px}
.folio-hdr-cta{padding:0 10px}
.folio-compare-add-label{display:none}
.folio-table tr{padding-inline:14px;gap:0 12px}
.folio-compare-dialog{padding-inline:12px}
.folio-comparison{grid-template-columns:repeat(var(--compare-count),minmax(140px,1fr))}
.folio-compare-col{padding-inline:10px}
.folio-compare-col dd{font-size:14px}
.folio-compare-tray{padding:10px;gap:6px}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}
}
.folio-ab-h2,.folio-ab-hero-h1,.folio-lg-h1,.folio-lg-sec h2,.folio-pa-head h1,.folio-pa-doc h2,.folio-ab-pr h3,.folio-compare-col dd{color:var(--folio-ink)}
.folio-ab-p,.folio-ab-list,.folio-ab-pr p,.folio-lg-lead,.folio-lg-sec p,.folio-lg-list,.folio-pa-doc p,.folio-pa-doc-lead,.folio-pa-steps li span,.folio-pa-facts dd,.folio-ab-req dd,.folio-author-bio{color:#786c62}
.folio-author-name,.folio-pa-steps li b,.folio-pa-facts dt,.folio-ab-req dt,.folio-table td,.folio-table td:first-child b,.folio-compare-col-brand b{color:#382f2c}
.folio-table td span,.folio-compare-col dt,.folio-lg-meta,.folio-lg-box-title,.folio-author-label,.folio-author-role,.folio-ab-stats span{color:#786c62}
.folio-compare-add{color:#786c62}
.folio-compare-col dt{font-size:11px}
.folio-compare-col dl>div:last-child dd{font-size:12px}
.folio-author,.folio-pa-head,.folio-ab-sec--tint{background:#f3ece2}
.folio-toast{color:#fffcf8}
@media(max-width:700px){.folio-table td::before{color:#786c62}
.folio-compare-col dt{font-size:10px}
.folio-compare-col dl>div:last-child dd{font-size:11px}
}

/* OzonZaim · independent financial edition. */
:root{--folio-paper:#f3ece2;--folio-ink:#382f2c;--folio-ink-deep:#2c2522;--folio-muted:#786c62;--folio-line:#d9cec3;--folio-white:#fffcf8;--folio-mint:#9b5038;--folio-gutter:clamp(16px,3.5vw,88px);--edition-bg:var(--folio-paper);--edition-text:var(--folio-ink);--edition-text-muted:var(--folio-muted);--edition-text-muted-2:var(--folio-muted);--edition-green-link:#87432e;--edition-green-solid:#9b5038;--edition-primary:linear-gradient(#9b5038,#9b5038);--edition-footer-bg:#f3ece2;--edition-footer-text:#786c62;--edition-footer-link:#382f2c;--edition-border:#d9cec3;--edition-font-base:Arial,Helvetica,sans-serif;--folio-cookie-height:0px;--folio-tray-height:0px;--folio-dock-height:0px}
html{scroll-padding-top:108px}body{background:var(--folio-paper);color:var(--folio-ink);font:16px/1.65 Arial,Helvetica,sans-serif;padding-bottom:0}
h1,h2,h3{letter-spacing:-.025em}button,input,select,textarea{font-family:inherit}button,a{touch-action:manipulation}button:disabled{cursor:default}
:focus-visible{outline:3px solid #9b5038;outline-offset:4px}::selection{background:#ead4c7;color:#382f2c}
.folio-page{overflow:clip}.folio-main{display:block}.folio-shell{max-width:1880px;width:100%;padding-inline:var(--folio-gutter);margin-inline:auto}
section[id],[id^="folio-reading-"],[id^="p"]{scroll-margin-top:108px}
.folio-kicker{font:11px/1.6 Arial,sans-serif;letter-spacing:.13em;color:var(--folio-muted);text-transform:uppercase;display:flex;align-items:center;gap:8px}
.folio-live-dot{background:#9b5038;width:6px;height:6px;border-radius:0}
.folio-text-link{color:#87432e;font-size:13px;min-height:44px;white-space:normal;gap:12px}
.folio-submit,.folio-lender-button,.folio-flt-go,.folio-howget-btn,.folio-sp-promo-btn,.folio-pa-sp-btn,.folio-hdr-cta{background:#9b5038;color:white;border:0;border-radius:3px;box-shadow:none;text-decoration:none;cursor:pointer}
.folio-submit:hover,.folio-lender-button:hover,.folio-flt-go:hover,.folio-howget-btn:hover,.folio-sp-promo-btn:hover,.folio-hdr-cta:hover{background:#7d3d29;color:white}
.folio-submit{display:inline-flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 19px;min-height:50px;font-size:14px}
.folio-submit:disabled,.folio-lender-button:disabled{background:#d9cec3;color:#534840}
.folio-section-head{display:flex;justify-content:space-between;gap:20px;margin:0 0 22px;align-items:end}
.folio-section-head h2,.folio-howget-title,.folio-benefits-title,.folio-habout-title,.folio-hfaq-title,.folio-sp-promo-title{font-family:Georgia,"Times New Roman",serif;font-weight:400;font-size:clamp(32px,3.6vw,58px);letter-spacing:-.035em;line-height:1.13}
.folio-section-head h2{margin:8px 0 0}.folio-section-caption{margin:-6px 0 22px;color:var(--folio-muted);font-size:13px}
/* A quiet publication masthead. */
.folio-oz-notice{background:#ead4c7;border:0;color:#59453a;font-size:11px;line-height:1.55;padding:9px 0;text-align:left}
.folio-oz-notice a{color:#59453a;text-underline-offset:3px}
.folio-masthead{position:sticky;top:0;z-index:70;background:#f3ece2f5;backdrop-filter:blur(12px);border-bottom:1px solid var(--folio-line)}
.folio-masthead.folio-is-scrolled{box-shadow:0 3px 16px #382f2c0d}
.folio-header-grid{display:grid;grid-template-columns:205px 1fr auto;gap:28px;min-height:90px;align-items:center}
.folio-wordmark img{width:205px;height:auto}.folio-hdr-nav{justify-self:center}.folio-hdr-nav-list{gap:7px}
.folio-hdr-nav-link{font-size:12px;padding:12px 13px;min-height:44px;color:var(--folio-ink);border-radius:0}
.folio-hdr-nav-link:hover,.folio-hdr-nav-link.folio-is-active{background:transparent;color:#87432e;box-shadow:inset 0 -1px #9b5038}
.folio-hdr-nav-caret{border-color:#786c62}.folio-hdr-drop{background:var(--folio-white);border:1px solid var(--folio-line);border-radius:3px;padding:12px;box-shadow:0 14px 36px #382f2c16;min-width:250px}
.folio-hdr-drop a{font-size:13px;color:#382f2c;border-radius:0;min-height:44px}.folio-hdr-drop a:hover,.folio-hdr-drop a.folio-is-active{background:#f3ece2;color:#87432e}
.folio-hdr-cta{min-height:44px;font-size:12px;padding:0 16px;white-space:nowrap}.folio-hdr-cta-full{display:inline}.folio-hdr-cta-short{display:none}
.folio-burger{width:44px;height:44px;border:1px solid var(--folio-line);border-radius:3px;background:transparent}.folio-burger span{background:#382f2c}
.folio-offcanvas{z-index:150;background:var(--folio-paper);border:0;width:min(420px,100vw);padding:24px 28px;box-shadow:-12px 0 50px #382f2c22;visibility:hidden}
.folio-offcanvas.folio-is-open{visibility:visible}.folio-offcanvas-brand img{width:210px}.folio-offcanvas-close{color:#382f2c;background:transparent;border:1px solid var(--folio-line);border-radius:50%;width:44px;height:44px}
.folio-offcanvas-link{color:#382f2c;min-height:48px;font-size:16px;border-bottom:1px solid var(--folio-line)}
.folio-offcanvas-link--sub{font-size:13px;min-height:44px}.folio-offcanvas-link.folio-is-active{background:#ead4c7;color:#382f2c}
.folio-offcanvas-backdrop{z-index:145;background:#2c252266}
/* Cover: a request on the left, an editorial headline on the right. */
.folio-opening{padding:62px 0 56px;background:var(--folio-paper);border-bottom:1px solid var(--folio-line)}
.folio-cover{display:grid;grid-template-columns:minmax(320px,.82fr) minmax(0,1.35fr);gap:clamp(38px,6vw,110px);align-items:center}
.folio-cover-copy{grid-column:2;grid-row:1;max-width:900px;padding:0}
.folio-headline{font:400 clamp(28px,2.35vw,44px)/1.24 Georgia,"Times New Roman",serif;letter-spacing:-.025em;max-width:none;margin:18px 0 22px;color:#382f2c}
.folio-cover-brand{display:block;font:12px/1.6 Arial,sans-serif;letter-spacing:.12em;color:#786c62;text-transform:uppercase;margin-bottom:12px}
.folio-headline-focus{display:block;font:italic 400 clamp(54px,6.3vw,106px)/.98 Georgia,serif;color:#9b5038;letter-spacing:-.055em;margin:0 0 20px;background:none;padding:0}
.folio-headline>span:last-child{display:block;max-width:32ch}
.folio-home-context{max-width:none;margin:0;border-top:1px solid var(--folio-line);padding-top:8px}
.folio-home-context summary{font-size:13px;color:#786c62;min-height:44px;display:flex;align-items:center;justify-content:space-between;list-style:none;cursor:pointer}
.folio-home-context summary::-webkit-details-marker{display:none}.folio-home-context summary>span{color:#9b5038}
.folio-home-context .folio-lead{font-size:14px;line-height:1.75;color:#786c62;margin:10px 0}
.folio-statistics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;padding:22px 0 0;margin:0;border:0;list-style:none}
.folio-statistics li{background:transparent;border:0;padding:0;display:flex;flex-direction:column;gap:8px;min-height:0}
.folio-statistics b{font:400 29px/1.1 Georgia,serif;letter-spacing:-.04em;color:#382f2c}
.folio-statistics span{font-size:10px;line-height:1.5;color:#786c62;max-width:15ch}
.folio-request{grid-column:1;grid-row:1;position:relative;display:block;padding:36px;background:var(--folio-white);border:1px solid var(--folio-line);border-radius:1px;box-shadow:9px 11px 0 #e6dcd0;color:#382f2c;overflow:visible;max-width:520px;width:100%}
.folio-request::before{content:"";position:absolute;right:-1px;top:-1px;width:30px;height:30px;background:linear-gradient(45deg,#ead4c7 49%,#f3ece2 50%);border-left:1px solid #d9cec3;border-bottom:1px solid #d9cec3}
.folio-request-seal{font:italic 400 22px/1 Georgia,serif;width:50px;height:50px;border:1px solid #9b5038;color:#9b5038;display:grid;place-items:center;border-radius:50%;transform:rotate(-14deg);margin:0 0 20px}
.folio-start-form-head{display:flex;justify-content:space-between;gap:14px;margin-bottom:25px}.folio-start-form-head b{color:#b9a89a;font-size:10px;font-weight:400}
.folio-amount-label{display:block;font-size:15px;color:#382f2c;margin:0 0 12px}
.folio-amount-input{display:flex;align-items:baseline;gap:10px;border:0;border-bottom:1px solid #b9a89a;background:transparent;border-radius:0;padding:0 0 8px}
.folio-amount-input input{width:100%;min-width:0;border:0;padding:0;background:transparent;font:400 clamp(40px,4vw,58px)/1.1 Georgia,serif;color:#382f2c;letter-spacing:-.04em;appearance:textfield}
.folio-amount-input input::-webkit-inner-spin-button{appearance:none}.folio-amount-input>span{font:24px Georgia,serif;color:#9b5038}
.folio-sum-presets{display:grid;grid-template-columns:repeat(4,1fr);gap:5px;margin:13px 0 24px}
.folio-sum-presets button{min-height:40px;border:0;border-bottom:1px solid transparent;border-radius:0;background:transparent;color:#786c62;font-size:12px;padding:5px}
.folio-sum-presets button[aria-pressed=true],.folio-sum-presets button:hover{background:#f3ece2;color:#87432e;border-color:#9b5038}
.folio-start-term{display:flex;flex-direction:column;gap:10px;margin:0 0 22px;font-size:13px;color:#382f2c}
.folio-start-term select{width:100%;height:48px;padding:10px 14px;background:#f3ece2;border:1px solid var(--folio-line);border-radius:3px;color:#382f2c;font-size:14px}
.folio-request>.folio-submit{width:100%;justify-content:space-between;min-height:52px}
.folio-start-form-note{margin:14px 0 0;color:#786c62;font-size:11px;line-height:1.6}
.folio-collections{padding:44px 0 50px;background:var(--folio-paper)}
.folio-collection-index{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 40px}
.folio-index-link{display:flex;align-items:center;gap:20px;padding:20px 0;min-height:90px;border:0;border-top:1px solid var(--folio-line);border-radius:0;background:transparent;color:#382f2c;text-decoration:none;box-shadow:none}
.folio-index-link:last-child,.folio-index-link:nth-last-child(2){border-bottom:1px solid var(--folio-line)}
.folio-path-n{font:12px Georgia,serif;color:#9b5038;width:25px;flex:none}
.folio-index-link b{font:400 23px/1.25 Georgia,serif;color:#382f2c;display:block;margin-bottom:5px}
.folio-index-link>div>span{font-size:12px;color:#786c62}.folio-path-arrow{margin-left:auto;flex:none;background:transparent;border:1px solid #d9cec3;border-radius:50%;width:36px;height:36px;display:grid;place-items:center;color:#9b5038;font-size:18px}
.folio-index-link:hover{background:none}.folio-index-link:hover .folio-path-arrow{background:#9b5038;color:white;border-color:#9b5038}
/* Lender sheets: identity, vertically ordered facts and a full action line. */
.folio-selection{padding:48px 0 56px;background:#eadfd2;border-block:1px solid var(--folio-line)}
.folio-offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;overflow:visible;scroll-snap-type:none;padding:0}
.folio-featured-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.folio-offer.folio-lender-sheet{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);grid-template-rows:auto auto;gap:0;min-width:0;width:auto;max-width:none;flex:none;padding:0;background:var(--folio-white);border:1px solid var(--folio-line);border-radius:3px;box-shadow:none;overflow:hidden;align-self:start}
.folio-offer:hover{box-shadow:0 7px 25px #382f2c09;border-color:#c3b2a3;transform:none}
.folio-lender-identity{grid-column:1;grid-row:1/3;display:flex;flex-direction:column;align-items:flex-start;gap:0;padding:20px 18px;border-right:1px solid var(--folio-line);min-width:0;background:transparent}
.folio-sequence{position:static;width:auto;height:auto;border:0;background:transparent;padding:0;font:12px/1 Georgia,serif;color:#9b5038;margin-bottom:20px}
.folio-lender-logo{width:100%;height:48px;display:flex;align-items:center;justify-content:flex-start;margin:0 0 18px}
.folio-lender-logo img{width:140px;max-width:100%;height:48px;object-fit:contain;object-position:left center;margin:0}
.folio-unit-offers-top{display:flex;flex-direction:column;align-items:flex-start;gap:9px;border:0;padding:0;margin:0 0 20px}
.folio-inn{font-size:9px;line-height:1.55;color:#786c62;overflow-wrap:anywhere;white-space:normal;width:auto;padding:0;border:0;background:none}
.folio-icons{min-height:20px;display:flex;gap:6px}.folio-icons img{width:18px;height:18px}
.folio-compare-add{position:static;width:auto;height:36px;min-height:36px;margin-top:auto;display:flex;align-items:center;gap:6px;border:0;border-bottom:1px solid #d9cec3;background:transparent;color:#786c62;border-radius:0;font-size:11px;padding:0 0 3px}
.folio-compare-add-label{display:inline}.folio-compare-add-icon{width:16px;height:16px}.folio-compare-add-icon svg{width:16px;height:16px}
.folio-compare-icon-check{display:none}.folio-compare-add.folio-is-selected .folio-compare-icon-check{display:block}.folio-compare-add.folio-is-selected .folio-compare-icon-plus{display:none}
.folio-compare-add:hover,.folio-compare-add.folio-is-selected{color:#87432e;background:transparent;border-color:#9b5038}
.folio-offer-values{grid-column:2;grid-row:1;display:flex;flex-direction:column;gap:17px;padding:22px 20px 18px;border:0;min-width:0;background:none}
.folio-offer-values>div{width:100%;min-width:0;background:none;border:0;padding:0}
.folio-offer-label{font:10px/1.4 Arial,sans-serif;color:#786c62;display:block;margin-bottom:6px}
.folio-amount{font:400 clamp(25px,2.7vw,44px)/1.05 Georgia,serif;letter-spacing:-.04em;white-space:nowrap;color:#382f2c;margin:0;padding:0;min-height:0}
.folio-amount small{font:inherit;font-size:.8em}
.folio-term{font:400 19px/1.15 Georgia,serif;color:#9b5038;margin:0;white-space:normal}
.folio-offer-footer{grid-column:2;grid-row:2;display:flex;flex-direction:column;gap:7px;padding:0 20px 18px;border:0;background:none}
.folio-lender-button{display:flex;align-items:center;justify-content:space-between;gap:5px;min-height:44px;width:100%;padding:10px 12px;font-size:11px;line-height:1.3;font-weight:400;white-space:nowrap}
.folio-lender-button>span{font-size:18px}.folio-details-toggle{min-height:38px;width:100%;display:flex;justify-content:space-between;align-items:center;gap:8px;color:#786c62;font-size:11px;padding:4px 0;background:transparent;border:0;border-bottom:1px solid var(--folio-line);border-radius:0}
.folio-details-toggle:hover{background:none;color:#87432e}
.folio-offer-details{grid-column:1/-1;padding:18px 20px;border-top:1px solid var(--folio-line);background:#f3ece2;min-width:0}
.folio-offer-details dl{margin:0;display:grid;gap:8px}.folio-offer-details dl>div{display:flex;justify-content:space-between;gap:14px}.folio-offer-details dt{font-size:11px;color:#786c62}.folio-offer-details dd{font-size:11px;color:#382f2c;margin:0;text-align:right}
.folio-offer-details p{font-size:10px;color:#786c62;margin:14px 0 0;line-height:1.5}
.folio-rail-caption{justify-content:center;margin:25px 0 0;display:flex;font-size:13px}.folio-rail-caption a{color:#87432e}
/* Catalog with one refinement dialog, irrespective of device. */
.folio-menu{top:auto;position:static;background:#f3ece2;border-bottom:1px solid var(--folio-line);padding:12px 0;z-index:auto}
.folio-menu-row{flex-wrap:wrap;overflow:visible;gap:8px 20px;padding:0}
.folio-menu-item{border:0;border-radius:0;background:none;color:#786c62;font-size:12px;min-height:36px;box-shadow:none;padding:4px 0;white-space:normal}
.folio-menu-item.folio-is-active,.folio-menu-item:hover{color:#87432e;background:none;box-shadow:inset 0 -1px #9b5038;border:0}
.folio-hero{background:#f3ece2;border:0;padding:46px 0 34px}
.folio-hero-h1{font:400 clamp(35px,4.8vw,70px)/1.12 Georgia,serif;letter-spacing:-.035em;max-width:24ch;color:#382f2c;margin:16px 0 22px}
.folio-hero-lead{color:#786c62;font-size:15px;max-width:85ch;line-height:1.75}.folio-hero-meta{color:#786c62;font-size:12px}
.folio-section-switch{border-color:var(--folio-line);gap:12px 25px}.folio-section-switch a{color:#87432e;font-size:12px;min-height:44px}
.folio-offers{padding:0 0 60px;background:#f3ece2;border:0}
.folio-catalog{display:block;gap:0}
.folio-refinement{position:static;background:none;border:0;padding:0;width:100%;margin:0 0 30px;box-shadow:none}
.folio-refinement-button{display:flex;width:100%;align-items:center;justify-content:space-between;gap:20px;background:#ead4c7;border:1px solid #d7baa8;color:#382f2c;border-radius:3px;padding:16px 24px;min-height:75px}
.folio-refinement-button>span:first-child{display:flex;align-items:baseline;gap:30px}.folio-refinement-button b{font:400 26px/1.2 Georgia,serif}.folio-refinement-button small{display:block;color:#59453a;font-size:12px}
.folio-filter-icon{font-size:28px;color:#87432e}.folio-refinement-button:hover{background:#e6c9b7}
.folio-refinement-modal{display:block;position:fixed;left:50%;top:50%;right:auto;bottom:auto;transform:translate(-50%,-50%);width:min(780px,calc(100vw - 48px));max-height:calc(100dvh - 48px);height:auto;overflow-y:auto;overscroll-behavior:contain;border:1px solid var(--folio-line);background:#fffcf8;padding:28px;border-radius:4px;box-shadow:0 24px 100px #382f2c33;z-index:120;opacity:0;visibility:hidden;pointer-events:none}
.folio-refinement.folio-is-open .folio-refinement-modal{visibility:visible;opacity:1;pointer-events:auto}
.folio-flt-head{display:flex;justify-content:space-between;align-items:center;padding:0 0 22px;border-bottom:1px solid var(--folio-line);margin:0 0 28px}
.folio-flt-head>b{font:400 35px/1.1 Georgia,serif;color:#382f2c}
.folio-filter-close{display:grid;place-items:center;flex:none;width:44px;height:44px;border:1px solid var(--folio-line);border-radius:50%;background:none;color:#382f2c;font-size:27px;line-height:1}
.folio-flt-row{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin:0 0 22px}
.folio-flt-rng{min-width:0;display:block}.folio-flt-lbl{display:flex;justify-content:space-between;gap:12px;color:#786c62;font-size:12px}.folio-flt-lbl>b{color:#382f2c;font:400 22px/1.2 Georgia,serif}
.folio-flt-rng input{width:100%;accent-color:#9b5038;min-height:44px;margin:12px 0 0}.folio-flt-ends{color:#786c62;font-size:10px}
.folio-flt-go{grid-column:1/-1;padding:12px 22px;min-height:48px;font-size:14px;justify-self:stretch}
.folio-flt-caption{font-size:11px;color:#786c62;display:block;margin:0 0 12px}
.folio-flt-chips{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:0 0 25px}
.folio-filters-btn{padding:9px 10px;background:#f3ece2;border:1px solid var(--folio-line);border-radius:3px;color:#59453a;font-size:11px;min-height:46px;white-space:normal;line-height:1.4;width:100%}
.folio-filters-btn:hover,.folio-filters-btn.folio-is-on{background:#9b5038;border-color:#9b5038;color:white}
.folio-flt-bar{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 20px;border-top:1px solid var(--folio-line);padding:20px 0 0;align-items:center;margin:0}
.folio-flt-stat{color:#786c62;font-size:11px}.folio-flt-reset{color:#87432e;min-height:44px}.folio-flt-sort{display:flex;align-items:center;gap:10px;font-size:11px;color:#786c62}
.folio-flt-sort select{width:auto;min-width:180px;min-height:44px;border:1px solid var(--folio-line);border-radius:3px;background:#f3ece2;color:#382f2c;font-size:11px;padding:8px}
.folio-filter-backdrop{position:fixed;inset:0;width:100%;height:100%;z-index:115;background:#2c252270;border:0}
body.folio-filter-open{overflow:hidden}body.folio-filter-open .folio-mobile-navigation,body.folio-filter-open .folio-pop,body.folio-filter-open .folio-compare-tray,body.folio-filter-open .folio-cc-wrap{visibility:hidden}
.folio-results{min-width:0}.folio-results-head{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:0 0 22px}
.folio-results-head [data-results-count]{font:400 30px/1.2 Georgia,serif;color:#382f2c}
.folio-results-compare{padding:0 0 3px;border:0;border-bottom:1px solid #9b5038;border-radius:0;background:none;font-size:12px;color:#87432e;min-height:44px}
.folio-results-compare b{background:#ead4c7;color:#382f2c;border-radius:50%;font-size:11px}
.folio-empty{color:#786c62;background:#fffcf8;border:1px solid var(--folio-line);border-radius:3px}
/* Reading routes, tables, documents and information pages. */
.folio-body{background:#fffcf8;padding:55px 0}.folio-doc{max-width:1380px}
.folio-doc h2,.folio-ab-h2,.folio-pa-head h1,.folio-lg-h1,.folio-e404-t{font-family:Georgia,serif;font-weight:400;letter-spacing:-.035em;color:#382f2c}
.folio-doc h2{font-size:clamp(28px,3vw,44px)}.folio-doc h3{font-family:Georgia,serif;font-weight:400;font-size:25px;color:#382f2c}
.folio-doc p,.folio-doc li{color:#594f47;font-size:16px;line-height:1.85}
.folio-data-section{padding-bottom:36px;margin-bottom:40px;border-bottom:1px solid var(--folio-line)}
.folio-table{border-color:var(--folio-line);border-radius:2px;box-shadow:none;background:var(--folio-white)}
.folio-table th{background:#ead4c7;color:#59453a;border-color:#d9cec3;font-size:11px}.folio-table td{color:#594f47;border-color:#d9cec3;font-size:12px}
.folio-table th.folio-is-key,.folio-table td.folio-is-key{background:#f3ece2;color:#382f2c}.folio-nw{white-space:nowrap}
.folio-note,.folio-oz-note,.folio-oz-warn,.folio-ab-note,.folio-ab-warn,.folio-pa-doc-note{border:1px solid #d7baa8;border-left:3px solid #9b5038;background:#f3ece2;color:#59453a;border-radius:2px;padding:22px}
.folio-guide{display:block;gap:0;max-width:1100px;margin:0 auto}
.folio-guide-index{position:static;max-height:none;overflow:visible;padding:22px 28px;background:#f3ece2;border:1px solid var(--folio-line);border-radius:2px;margin:0 0 45px}
.folio-guide-index summary{font:400 24px/1.3 Georgia,serif;color:#382f2c;min-height:44px;padding:0;display:flex;align-items:center;justify-content:space-between;cursor:pointer;list-style:none}
.folio-guide-index summary::after{content:"+";font:24px Arial;color:#9b5038}.folio-guide-index details[open] summary::after{content:"−"}
.folio-guide-index nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;margin-top:15px}
.folio-guide-index a{display:block;padding:10px 0;color:#786c62;font-size:12px;line-height:1.5;border-bottom:1px solid var(--folio-line);border-left:0}
.folio-guide-index a:hover{background:none;color:#87432e}.folio-guide-body{padding:0;min-width:0}
.folio-guide-section{padding:0 0 28px;margin:0 0 30px;border-bottom:1px solid var(--folio-line)}.folio-guide-section h2{margin:0 0 22px}
.folio-tiles{gap:12px}.folio-tile{background:#f3ece2;border:1px solid var(--folio-line);border-radius:3px;color:#382f2c}.folio-tile b{font:400 22px/1.3 Georgia,serif;color:#382f2c}.folio-tile span{color:#786c62}
.folio-author{background:#f3ece2;border:1px solid var(--folio-line);border-radius:3px;padding:24px;color:#382f2c}
.folio-author-name{color:#382f2c}.folio-author-img{border-radius:50%}.folio-author-tags span{background:#ead4c7;border:0;color:#59453a}.folio-author-role,.folio-author-bio,.folio-author-label{color:#786c62}.folio-author-link{color:#87432e}
.folio-lg{background:#f3ece2;padding:45px 0}.folio-lg-grid{display:flex;flex-direction:column;gap:28px;max-width:1180px;margin:auto}
.folio-lg-side{position:static;display:block;order:0;width:100%;grid-row:auto}.folio-doc-toc{background:#eadfd2;border:1px solid var(--folio-line);border-radius:3px;padding:16px 25px}
.folio-doc-toc nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 25px}.folio-lg-toc{position:static}
.folio-lg-doc{padding:35px;background:#fffcf8;border:1px solid var(--folio-line);border-radius:3px;max-width:none}
.folio-lg-doc p,.folio-lg-doc li{color:#594f47}.folio-lg-doc h2{font:400 31px/1.25 Georgia,serif;color:#382f2c}
.folio-lg-doc a,.folio-pa-doc a{color:#87432e}.folio-lg-box{background:#f3ece2;border:1px solid var(--folio-line)}
.folio-lg-docs{display:flex;gap:12px;flex-wrap:wrap}.folio-lg-docs a{background:#fffcf8;color:#786c62;border-color:#d9cec3}
.folio-ab-hero{background:#ead4c7;padding:50px 0}.folio-ab-hero-h1{font:400 clamp(40px,5vw,74px)/1.1 Georgia,serif;color:#382f2c}.folio-ab-hero-lead{color:#59453a}
.folio-ab-stats{border-color:#d7baa8}.folio-ab-stats b{color:#382f2c;font-family:Georgia,serif;font-weight:400}.folio-ab-stats span{color:#786c62}
.folio-ab-sec,.folio-ab-principles,.folio-ab-docs{background:#fffcf8}.folio-ab-sec--tint{background:#f3ece2}
.folio-ab-pr{border-color:#d9cec3;background:#f3ece2;border-radius:3px}.folio-ab-pr-n{color:#9b5038}.folio-ab-p,.folio-ab-list li,.folio-ab-pr p{color:#594f47}
.folio-ab-credo{background:#382f2c;color:#f3ece2}.folio-ab-credo-mark,.folio-ab-credo-quote{color:#ead4c7;font-family:Georgia,serif}.folio-ab-credo-text{color:#d9cec3}
.folio-ab-req{border-color:#d9cec3}.folio-ab-req th{background:#ead4c7;color:#59453a}.folio-ab-req td{color:#594f47}.folio-ab-cta{background:#9b5038;color:white}
.folio-pa-head{background:#ead4c7;border:0;padding:45px 0}.folio-pa-head h1{font-size:clamp(36px,4vw,60px)}.folio-pa-doc-lead{color:#59453a}.folio-pa-steps li{background:#fffcf8;border-color:#d9cec3;border-radius:3px}.folio-pa-steps h2,.folio-pa-steps h3{color:#382f2c}.folio-pa-facts{background:#f3ece2;color:#594f47;border-color:#d9cec3}
.folio-e404{background:#f3ece2}.folio-e404-num{font:italic 400 clamp(90px,15vw,200px)/1 Georgia,serif;color:#9b5038}.folio-e404-btn--main{background:#9b5038;color:white;border-color:#9b5038}.folio-e404-btn--ghost{color:#382f2c;border-color:#d9cec3}
/* Four routes, set out as the rows of a decision index. */
.folio-howget{padding:62px 0;background:#fffcf8;border-bottom:1px solid var(--folio-line)}
.folio-howget-grid{display:block}.folio-howget-intro{display:grid;grid-template-columns:1fr 1fr;gap:0 70px;align-items:start;margin-bottom:38px}
.folio-howget-intro>.folio-kicker{grid-column:1}.folio-howget-title{grid-column:1;grid-row:2/4;max-width:22ch;margin:12px 0 0}
.folio-hg-lead{grid-column:2;grid-row:2;color:#786c62;font-size:15px;max-width:65ch;line-height:1.8;margin:12px 0 22px}
.folio-howget-btn{grid-column:2;grid-row:3;min-height:44px;justify-self:start;padding:10px 16px;font-size:12px}
.folio-hg-steps{display:block;border-top:1px solid var(--folio-line);margin:0;padding:0;list-style:none}
.folio-hg-steps li{display:grid;grid-template-columns:42px minmax(170px,.7fr) minmax(0,1.3fr) minmax(150px,.55fr);gap:25px;padding:27px 0;border:0;border-bottom:1px solid var(--folio-line);border-radius:0;background:none;align-items:start}
.folio-hg-num{font:400 15px/1.4 Georgia,serif;background:none;color:#9b5038;border:0;border-radius:0;width:auto;height:auto;margin:0;padding:0}
.folio-hg-steps b{font:400 25px/1.18 Georgia,serif;margin:0;display:block;color:#382f2c}.folio-hg-steps b a{color:#382f2c;text-decoration:none}
.folio-hg-steps p{margin:0;color:#786c62;font-size:13px;line-height:1.75;max-width:none}
.folio-hg-steps i{font:11px/1.7 Arial,sans-serif;color:#9b5038;border-left:1px solid var(--folio-line);padding-left:18px;display:block}
.folio-howget-content>p{font-size:12px;color:#786c62;margin-top:22px}.folio-howget-content>p a{color:#87432e}
.folio-benefits{padding:60px 0;background:#f3ece2;color:#382f2c}
.folio-benefits>.folio-shell{display:block}.folio-benefits-title{max-width:none;margin:12px 0 22px;color:#382f2c}
.folio-benefits-lead{max-width:75ch;color:#786c62;font-size:15px;line-height:1.8;margin-bottom:30px}
.folio-benefits-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;grid-column:auto;grid-row:auto}
.folio-benefits-card,.folio-benefits-card:first-child{border:1px solid var(--folio-line);background:#fffcf8;border-radius:3px;color:#382f2c}
.folio-benefits-card summary{padding:20px;min-height:78px;gap:20px}.folio-benefits-card-title{font:400 22px/1.3 Georgia,serif;letter-spacing:-.025em;color:#382f2c}
.folio-benefit-index{color:#9b5038;font:11px Arial,sans-serif}.folio-plus{color:#9b5038}.folio-benefits-text{padding:0 26px 23px 52px;color:#786c62;font-size:13px}
.folio-habout{background:#382f2c;color:#f3ece2;padding:55px 0 62px}.folio-habout-grid{display:block}
.folio-habout-facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:30px;list-style:none;border:0;border-bottom:1px solid #65564b;margin:0 0 46px;padding:0 0 35px}
.folio-habout-facts li{padding:0;background:none;border:0;min-height:0;display:flex;flex-direction:column;gap:13px}
.folio-habout-facts b{font:400 clamp(34px,4vw,62px)/1.1 Georgia,serif;color:#ead4c7;letter-spacing:-.04em}.folio-habout-facts span{font-size:11px;color:#c0afa1;max-width:30ch;line-height:1.6}
.folio-habout-text{max-width:960px;margin:0 auto}.folio-habout-text>.folio-kicker{color:#c0afa1}.folio-habout-title{color:#f3ece2;margin:15px 0 26px;max-width:none}
.folio-habout-text p{font-size:16px;line-height:1.85;color:#d9cec3;max-width:none}
.folio-habout-btn{background:none;border:1px solid #8c7461;color:#ead4c7;box-shadow:none;border-radius:3px;min-height:48px;padding:11px 18px;font-size:13px}.folio-habout-btn:hover{color:#fff;background:#57453a}
.folio-hfaq{padding:62px 0;background:#fffcf8;border:0}.folio-hfaq-wrap{display:block;max-width:1400px}
.folio-hfaq-title{max-width:none;margin:0 0 35px;color:#382f2c}
.folio-pa-faq{display:block;counter-reset:question}.folio-pa-faq details,.folio-pa-faq details:first-child{border:0;border-top:1px solid var(--folio-line);border-radius:0;background:none;box-shadow:none;counter-increment:question}
.folio-pa-faq details:last-child{border-bottom:1px solid var(--folio-line)}
.folio-pa-faq summary{position:relative;min-height:80px;padding:22px 60px 22px 60px;font:400 22px/1.4 Georgia,serif;letter-spacing:-.015em;color:#382f2c;list-style:none}
.folio-pa-faq summary::before{content:counter(question,decimal-leading-zero);position:absolute;left:0;top:27px;font:12px/1.5 Arial,sans-serif;color:#9b5038}
.folio-pa-faq summary::after{right:2px;color:#9b5038;top:26px}.folio-pa-faq details p,.folio-doc .folio-pa-faq details p{padding:0 60px 26px;font-size:15px;color:#786c62;line-height:1.8;margin:0}
.folio-hfaq-more{max-width:none;margin:24px 0 0;color:#786c62;font-size:13px}
/* A support note with a restrained bank-statement illustration. */
.folio-sp-promo{padding:30px 0 60px;background:#fffcf8}
.folio-sp-promo-box{display:grid;grid-template-columns:1.3fr .7fr;border:1px solid #d7baa8;background:#ead4c7;border-radius:3px;overflow:hidden}
.folio-sp-promo-text{padding:38px}.folio-sp-promo-title{color:#382f2c;font-size:clamp(28px,3vw,44px);margin:12px 0 20px;max-width:24ch}
.folio-sp-promo-eyebrow{color:#786c62}.folio-sp-promo-text p{font-size:14px;line-height:1.8;color:#59453a;max-width:68ch}.folio-sp-promo-art{display:grid;place-items:center;background:transparent;padding:35px}
.folio-sp-stmt{background:#fffcf8;border:1px solid #d9cec3;border-top:4px solid #9b5038;border-radius:1px;color:#382f2c;box-shadow:8px 10px 0 #cfac97;transform:rotate(2deg);max-width:330px}
.folio-sp-stmt-head,.folio-sp-stmt-row{border-color:#d9cec3;color:#786c62}.folio-sp-stmt-row b{color:#382f2c}.folio-sp-stmt-row:last-of-type b{color:#9b5038}
.folio-sp-stmt-stamp{border-color:#9b5038;color:#9b5038;border-radius:0;background:none}
.folio-sp-promo-btn{min-height:46px;padding:10px 17px;font-size:13px}.folio-sp-promo-link{color:#59453a;min-height:44px}
/* Colophon and quiet utility layers. */
.folio-breadcrumbs{background:#f3ece2;border-block:1px solid var(--folio-line);padding:17px 0;color:#786c62}
.folio-breadcrumbs a{color:#786c62}.folio-colophon{background:#f3ece2;color:#786c62;padding:45px 0 30px;border:0}
.folio-footer-menu{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;margin:0 0 36px;padding-bottom:36px;border-bottom:1px solid var(--folio-line);align-items:start}
.folio-footer-brand{background:none;padding:0;width:auto}.folio-footer-brand img{width:260px;max-width:100%;height:auto}
.folio-footer-menu ul{display:grid;grid-template-columns:1fr 1fr;gap:0 35px}.folio-footer-menu a{font:400 19px/1.35 Georgia,serif;min-height:44px;padding:8px 0;color:#382f2c}
.folio-footer-menu a:hover{color:#9b5038}.folio-footer-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:30px}
.folio-footer-h{color:#382f2c;font:400 22px/1.2 Georgia,serif;margin:0 0 16px}.folio-footer-col p,.folio-footer-list li{font-size:11px;line-height:1.85;color:#786c62}
.folio-colophon a,.folio-footer-more{color:#87432e}.folio-footer-docs{display:flex;gap:18px 30px;padding:27px 0;border-color:var(--folio-line);flex-wrap:wrap}
.folio-footer-docs-item{color:#786c62;font-size:11px;min-height:44px}.folio-footer-docs-icon{filter:grayscale(1)}
.folio-footer-subtitle{font:400 24px Georgia,serif;color:#382f2c;margin:0 0 20px}
.folio-creditors{border-color:var(--folio-line)}.folio-creditors-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px 25px}
.folio-creditor{font-size:10px;line-height:1.6;color:#786c62}.folio-sep{color:#b9a89a}
.folio-creditors-toggle{color:#87432e;border:1px solid var(--folio-line);background:none;border-radius:3px;min-height:44px}
.folio-footer-bottom{color:#786c62;border-color:var(--folio-line);font-size:11px;gap:20px}
.folio-mobile-navigation{display:none}
.folio-cc-wrap{bottom:var(--folio-dock-height);z-index:85;padding:14px var(--folio-gutter);background:#fffcf8;border-top:1px solid var(--folio-line)}
.folio-cc-box{background:none;border:0;box-shadow:none;border-radius:0;max-width:none;display:flex;align-items:center;gap:30px;padding:0}
.folio-cc-text{font-size:11px;line-height:1.6;color:#786c62;max-width:90ch}.folio-cc-text a{color:#87432e}
.folio-cc-btn{background:#9b5038;color:white;border-radius:3px;font-size:11px;min-height:44px;min-width:105px;border:0;box-shadow:none}
.folio-cc-btn:hover{background:#7d3d29}
.folio-compare-tray{z-index:86;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + 12px);border:1px solid var(--folio-line);background:#fffcf8;border-radius:3px;box-shadow:0 8px 32px #382f2c14;padding:13px 20px;max-width:850px}
.folio-compare-tray-intro b{color:#382f2c;font-size:13px}.folio-compare-tray-intro span{color:#786c62;font-size:11px}.folio-compare-tray .folio-submit{min-height:44px;font-size:12px}
.folio-tray-clear{color:#786c62;background:none;min-width:36px;min-height:44px}
.folio-compare-dialog{background:#fffcf8;border:1px solid var(--folio-line);border-radius:4px;width:min(1100px,calc(100vw - 48px));max-height:calc(100dvh - 48px);padding:28px}
.folio-compare-dialog::backdrop{background:#2c252280}.folio-dialog-head h2{font:400 35px/1.2 Georgia,serif;color:#382f2c}
.folio-dialog-head button{background:none;border:1px solid var(--folio-line);border-radius:50%;color:#382f2c;min-width:44px;min-height:44px}
.folio-comparison{display:grid;grid-template-columns:repeat(var(--compare-count),minmax(210px,1fr));gap:15px;overflow-x:auto}
.folio-compare-col{border:1px solid var(--folio-line);background:#f3ece2;border-radius:3px;min-width:0}.folio-compare-col-brand{background:#fffcf8;border-color:#d9cec3}.folio-compare-col-brand b{color:#382f2c}
.folio-compare-col dt{color:#786c62}.folio-compare-col dd{color:#382f2c}.folio-compare-col dl>div{border-color:#d9cec3}
.folio-compare-col .folio-lender-button{width:calc(100% - 32px);margin:0 16px 16px}
.folio-compare-remove{border-color:#d9cec3;color:#786c62;background:#fffcf8}.folio-dialog-note,.folio-compare-empty p{color:#786c62}
.folio-toast{background:#382f2c;color:#fffcf8;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 25px);z-index:130;border-radius:3px}
.folio-pop{width:235px;right:var(--folio-gutter);bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 24px);background:none;z-index:84}
.folio-pop-card{background:#fffcf8;border:1px solid var(--folio-line);border-top:3px solid #9b5038;border-radius:3px;box-shadow:0 12px 40px #382f2c20;padding:20px}
.folio-pop-close{background:none;color:#786c62;right:8px;top:8px;min-width:36px;min-height:36px}
.folio-card-title{color:#786c62;font-size:9px}.folio-card-sum{font:400 33px/1.1 Georgia,serif;color:#382f2c}
.folio-card-logo img{max-width:125px;max-height:42px}.folio-card-btn{background:#9b5038;color:white;border-radius:3px;font-size:12px;min-height:44px;border:0;box-shadow:none}
.folio-top{background:#382f2c;border:0;border-radius:50%;color:white;width:44px;height:44px;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 18px);right:16px;z-index:80;padding:12px;display:flex;align-items:center;justify-content:center;box-shadow:none}
.folio-top svg{width:20px;height:20px;stroke:white}.folio-top:hover{background:#9b5038}
body.folio-is-locked .folio-mobile-navigation,body.folio-is-locked .folio-pop,body.folio-is-locked .folio-compare-tray,body.folio-is-locked .folio-cc-wrap{visibility:hidden}
@media(min-width:1800px){.folio-offer-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.folio-featured-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.folio-amount{font-size:42px}}
@media(max-width:1280px){.folio-header-grid{grid-template-columns:205px 1fr auto;gap:15px}.folio-hdr-nav-link{font-size:11px;padding-inline:9px}.folio-hdr-cta{padding-inline:12px;font-size:11px}.folio-lender-identity{padding:18px 14px}.folio-offer-values{padding:20px 16px 16px}.folio-offer-footer{padding:0 16px 15px}.folio-amount{font-size:32px}}
@media(max-width:1100px){.folio-header-grid{grid-template-columns:1fr auto;min-height:78px}.folio-hdr-nav{display:none}.folio-burger{display:inline-flex}.folio-header-right{display:flex;gap:12px}.folio-cover{grid-template-columns:minmax(270px,.8fr) minmax(0,1.2fr);gap:40px}.folio-request{padding:26px}.folio-request-seal{margin-bottom:16px}.folio-start-form-head{margin-bottom:20px}.folio-headline-focus{font-size:clamp(48px,6.7vw,74px)}.folio-headline{font-size:26px}.folio-statistics{gap:12px}.folio-statistics b{font-size:25px}.folio-statistics span{font-size:9px}.folio-offer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.folio-featured-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.folio-amount{font-size:36px}.folio-hg-steps li{grid-template-columns:30px minmax(140px,.7fr) minmax(0,1.3fr);gap:22px}.folio-hg-steps i{grid-column:3;border:0;padding:0}.folio-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px}.folio-footer-menu{grid-template-columns:.65fr 1.35fr;gap:35px}.folio-sp-promo-text{padding:30px}.folio-sp-promo-art{padding:25px}.folio-benefits-card-title{font-size:20px}}
@media(max-width:850px){.folio-opening{padding:40px 0 45px}.folio-cover{gap:28px;grid-template-columns:minmax(260px,.9fr) minmax(0,1.1fr)}.folio-cover-copy>.folio-kicker{font-size:9px;letter-spacing:.07em}.folio-headline{font-size:23px}.folio-headline-focus{font-size:53px}.folio-statistics{gap:14px;grid-template-columns:repeat(2,minmax(0,1fr));padding-top:16px}.folio-statistics li{gap:4px}.folio-statistics span{max-width:none}.folio-amount{font-size:30px}.folio-offer-values{padding:20px 14px 16px}.folio-offer-footer{padding-inline:14px}.folio-lender-identity{padding:20px 13px}.folio-lender-button{font-size:10px;padding-inline:9px}.folio-howget-intro{gap:0 35px}.folio-benefits-grid{gap:10px}.folio-footer-menu{grid-template-columns:1fr}.folio-footer-menu ul{grid-template-columns:repeat(2,minmax(0,1fr))}.folio-sp-promo-box{grid-template-columns:1.1fr .9fr}.folio-sp-promo-title{font-size:31px}.folio-sp-promo-text{padding:26px}.folio-sp-promo-art{padding:25px 18px}.folio-sp-stmt{transform:rotate(1deg);box-shadow:5px 7px 0 #cfac97}}
@media(max-width:700px){
 :root{--folio-dock-height:calc(60px + env(safe-area-inset-bottom));--folio-gutter:18px}
 html{scroll-padding-top:90px}section[id],[id^="folio-reading-"],[id^="p"]{scroll-margin-top:90px}
 body{padding-bottom:var(--folio-dock-height)}body.folio-has-selection{padding-bottom:var(--folio-dock-height)}
 .folio-shell{padding-inline:var(--folio-gutter)}.folio-oz-notice{font-size:10px;padding:8px 0;line-height:1.5}
 .folio-header-grid{min-height:70px;gap:10px;grid-template-columns:1fr auto}.folio-wordmark img{width:175px}.folio-header-right{gap:9px}.folio-hdr-cta{display:none}.folio-burger{border:0;background:none;width:44px;height:44px}
 .folio-offcanvas{width:100%;padding:24px}.folio-offcanvas-close{top:18px;right:18px}.folio-offcanvas-brand{padding-top:6px}
 .folio-opening{padding:28px 0 36px}.folio-cover{display:flex;flex-direction:column;gap:0;align-items:stretch}
 .folio-cover-copy{display:contents}.folio-cover-copy>.folio-kicker{order:0;font-size:9px;margin:0 0 12px}
 .folio-headline{order:1;font-size:24px;margin:0 0 15px;line-height:1.22;max-width:none}
 .folio-cover-brand{font-size:10px;margin-bottom:12px}.folio-headline-focus{font-size:clamp(46px,12.8vw,73px);margin-bottom:14px;line-height:1}
 .folio-headline>span:last-child{max-width:none}.folio-home-context{order:2;margin-bottom:19px;padding-top:3px}.folio-home-context summary{font-size:12px}
 .folio-request{order:3;max-width:none;padding:23px 24px;box-shadow:5px 7px 0 #e6dcd0;display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
 .folio-request-seal{display:none}.folio-start-form-head{grid-column:1/-1;margin-bottom:20px;gap:12px}
 .folio-start-form-head .folio-kicker{font-size:9px}.folio-amount-label{grid-column:1;grid-row:2;margin-bottom:9px;font-size:12px}
 .folio-amount-input{grid-column:1;grid-row:3;padding-bottom:4px}.folio-amount-input input{font-size:38px;width:100%}.folio-amount-input>span{font-size:20px;flex:none}
 .folio-sum-presets{grid-column:1/-1;grid-row:4;margin:14px 0 17px;gap:6px}
 .folio-start-term{grid-column:2;grid-row:2/4;gap:10px;margin:0;font-size:12px}.folio-start-term select{height:48px;font-size:13px;padding:8px}
 .folio-request>.folio-submit{grid-column:1/-1;grid-row:5;min-height:50px;font-size:13px}.folio-start-form-note{grid-column:1/-1;grid-row:6;font-size:10px;margin-top:12px}
 .folio-statistics{order:4;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;padding-top:29px;margin:0}
 .folio-statistics b{font-size:25px}.folio-statistics span{font-size:8px;line-height:1.5;max-width:12ch}
 .folio-collections{padding:35px 0 40px}.folio-section-head{gap:15px;align-items:start;margin-bottom:20px}
 .folio-section-head h2,.folio-howget-title,.folio-benefits-title,.folio-habout-title,.folio-hfaq-title{font-size:34px}
 .folio-section-head{flex-direction:column}.folio-section-head .folio-text-link{font-size:12px}
 .folio-collection-index{grid-template-columns:1fr;gap:0}
 .folio-index-link{padding:17px 0;min-height:80px;gap:12px}.folio-index-link:nth-last-child(2){border-bottom:0}.folio-index-link:last-child{border-bottom:1px solid var(--folio-line)}
 .folio-index-link b{font-size:22px}.folio-index-link>div>span{font-size:11px}.folio-path-n{width:25px}.folio-path-arrow{width:32px;height:32px;font-size:16px}
 .folio-selection{padding:35px 0 40px}.folio-section-caption{font-size:12px;margin:0 0 20px}
 .folio-offer-grid,.folio-featured-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:14px;overflow:visible;padding:0}
 .folio-featured-grid .folio-offer:nth-child(n+6){display:none}
 .folio-offer.folio-lender-sheet{grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);border-radius:3px;width:100%;max-width:none;margin:0}
 .folio-lender-identity{padding:22px 18px}.folio-sequence{margin-bottom:20px}.folio-lender-logo{margin-bottom:18px}
 .folio-unit-offers-top{margin-bottom:18px}.folio-inn{font-size:8px}.folio-compare-add{font-size:10px;min-height:36px}
 .folio-offer-values{padding:22px 18px 18px;gap:17px}.folio-amount{font-size:35px}.folio-term{font-size:18px}.folio-offer-label{font-size:9px}
 .folio-offer-footer{padding:0 18px 18px;gap:6px}.folio-lender-button{font-size:11px;min-height:44px;padding:10px 12px}.folio-details-toggle{font-size:10px;min-height:36px}
 .folio-offer-details{padding:17px}.folio-offer-details dt,.folio-offer-details dd{font-size:10px}
 .folio-offer-details dl>div{gap:10px}.folio-offer-details p{font-size:10px}.folio-rail-caption{margin-top:20px;font-size:12px}
 .folio-menu{padding:10px 0}.folio-menu-row{gap:6px 15px}.folio-menu-item{font-size:10px;min-height:32px}
 .folio-hero{padding:28px 0}.folio-hero-h1{font-size:36px;margin:15px 0 20px;max-width:none;line-height:1.1}.folio-hero-lead{font-size:13px;line-height:1.8}.folio-hero-meta{font-size:10px}
 .folio-section-switch{gap:3px 18px;margin-top:17px}.folio-section-switch a{font-size:10px;min-height:36px}
 .folio-offers{padding-bottom:40px}.folio-refinement{margin:0 0 24px}.folio-refinement-button{padding:14px 18px;min-height:75px}
 .folio-refinement-button>span:first-child{display:block}.folio-refinement-button b{font-size:25px}.folio-refinement-button small{font-size:11px;margin-top:5px}
 .folio-refinement-modal{left:0;top:0;right:0;bottom:0;transform:none;width:100%;height:100dvh;max-height:100dvh;padding:24px 20px calc(24px + env(safe-area-inset-bottom));border:0;border-radius:0}
 .folio-flt-head{margin-bottom:24px;padding-bottom:18px}.folio-flt-head>b{font-size:31px}.folio-flt-row{grid-template-columns:1fr;gap:21px;margin-bottom:25px}
 .folio-flt-go{grid-column:auto;min-height:48px}.folio-flt-lbl>b{font-size:24px}.folio-flt-ends{font-size:10px}
 .folio-flt-chips{grid-template-columns:1fr 1fr;gap:8px}.folio-filters-btn{font-size:11px;min-height:46px}
 .folio-flt-bar{display:flex;gap:10px;align-items:stretch}.folio-flt-stat{width:100%;font-size:11px}.folio-flt-sort{display:flex;width:100%;align-items:center;justify-content:space-between}
 .folio-flt-sort select{width:75%;min-width:0;font-size:11px}.folio-filter-close{display:grid}.folio-results-head{gap:15px;margin-bottom:18px}.folio-results-head [data-results-count]{font-size:27px}.folio-results-compare{font-size:11px}
 .folio-body{padding:35px 0}.folio-doc{max-width:none}.folio-doc h2{font-size:29px;line-height:1.2}.folio-doc h3{font-size:24px}
 .folio-doc p,.folio-doc li{font-size:14px;line-height:1.85}.folio-data-section{margin-bottom:30px;padding-bottom:25px}
 .folio-table table,.folio-table tbody{display:block;width:100%}.folio-table thead{display:none}.folio-table tr{display:block;padding:16px;border-bottom:1px solid var(--folio-line);background:#fffcf8}
 .folio-table td{display:grid;grid-template-columns:95px minmax(0,1fr);gap:14px;padding:8px 0;border:0;background:transparent!important;font-size:12px;white-space:normal;min-width:0;overflow-wrap:anywhere}
 .folio-table td::before{content:attr(data-label);color:#786c62;font-size:10px;font-weight:400;display:block}
 .folio-table td[data-label="МФО"]{display:block;border-bottom:1px solid var(--folio-line);padding:0 0 12px;margin-bottom:6px}.folio-table td[data-label="МФО"]::before{display:none}
 .folio-table .folio-nw{white-space:normal}
 .folio-note,.folio-oz-note,.folio-oz-warn{padding:18px;font-size:13px}
 .folio-guide-index{padding:18px 20px;margin-bottom:30px;position:static;max-height:none}.folio-guide-index summary{font-size:22px}.folio-guide-index nav{grid-template-columns:1fr;gap:0;margin-top:10px}.folio-guide-index a{font-size:11px;min-height:40px}
 .folio-guide-section{margin-bottom:25px;padding-bottom:20px}.folio-author{padding:18px;gap:15px}.folio-author-bio{font-size:12px}.folio-author-img{width:65px;height:65px}
 .folio-lg{padding:30px 0}.folio-lg-grid{gap:20px}.folio-lg-doc{padding:22px 18px}.folio-lg-h1{font-size:33px}.folio-lg-doc h2{font-size:27px}.folio-lg-doc p,.folio-lg-doc li{font-size:13px}.folio-lg-docs{gap:8px}.folio-doc-toc{padding:15px 18px}.folio-doc-toc nav{grid-template-columns:1fr}
 .folio-ab-hero{padding:34px 0}.folio-ab-hero-h1{font-size:43px}.folio-ab-hero-lead{font-size:14px}
 .folio-ab-stats{gap:14px}.folio-ab-h2{font-size:31px}.folio-ab-pr{padding:20px}.folio-ab-credo-quote{font-size:30px}
 .folio-pa-head{padding:30px 0}.folio-pa-head h1{font-size:36px}
 .folio-howget{padding:38px 0}.folio-howget-intro{display:block;margin-bottom:26px}.folio-howget-title{max-width:none;margin:12px 0 20px}.folio-hg-lead{font-size:14px;line-height:1.8;margin:0 0 20px}
 .folio-hg-steps li{grid-template-columns:24px minmax(0,1fr);gap:12px 17px;padding:25px 0}
 .folio-hg-num{grid-column:1;grid-row:1}.folio-hg-steps b{grid-column:2;grid-row:1;font-size:25px}
 .folio-hg-steps p{grid-column:2;font-size:13px;line-height:1.8}.folio-hg-steps i{grid-column:2;grid-row:auto;font-size:11px}
 .folio-benefits{padding:38px 0}.folio-benefits-title{margin:12px 0 20px}.folio-benefits-lead{font-size:14px;margin-bottom:25px}
 .folio-benefits-grid{grid-template-columns:1fr;gap:10px}.folio-benefits-card summary{padding:17px;gap:14px;min-height:76px}.folio-benefits-card-title{font-size:22px}.folio-benefits-text{padding:0 22px 22px 42px;font-size:13px}
 .folio-habout{padding:36px 0 40px}.folio-habout-facts{grid-template-columns:1fr 1fr;gap:25px 20px;padding-bottom:28px;margin-bottom:28px}
 .folio-habout-facts li{padding:0;min-height:0}.folio-habout-facts b{font-size:38px}.folio-habout-facts span{font-size:10px;max-width:22ch}.folio-habout-text p{font-size:14px}.folio-habout-title{margin:15px 0 24px}.folio-habout-btn{font-size:12px;min-height:48px}
 .folio-hfaq{padding:38px 0}.folio-hfaq-title{font-size:35px;margin-bottom:25px}.folio-pa-faq summary{font-size:20px;padding:20px 32px 20px 35px;min-height:75px}
 .folio-pa-faq summary::before{font-size:10px;top:25px}.folio-pa-faq summary::after{right:0;top:23px;font-size:18px}
 .folio-pa-faq details p,.folio-doc .folio-pa-faq details p{padding:0 32px 22px 35px;font-size:13px}.folio-hfaq-more{font-size:12px}
 .folio-sp-promo{padding:5px 0 40px}.folio-sp-promo-box{grid-template-columns:1fr}.folio-sp-promo-text{padding:25px}.folio-sp-promo-title{font-size:31px;max-width:none}.folio-sp-promo-text p{font-size:13px}
 .folio-sp-promo-art{padding:12px 34px 35px}.folio-sp-stmt{width:100%;max-width:350px;transform:rotate(1deg);box-shadow:5px 7px 0 #cfac97}
 .folio-sp-promo-actions{align-items:stretch;flex-direction:column;gap:8px}.folio-sp-promo-btn{justify-content:center;font-size:12px}.folio-sp-promo-link{font-size:11px;text-align:center}
 .folio-breadcrumbs{padding:14px 0;font-size:10px}.folio-colophon{padding:32px 0 22px}
 .folio-footer-menu{gap:22px;margin-bottom:28px;padding-bottom:28px}.folio-footer-brand img{width:240px}.folio-footer-menu ul{gap:0 20px}.folio-footer-menu a{font-size:17px;line-height:1.3;min-height:44px}
 .folio-footer-grid{grid-template-columns:1fr;gap:24px}.folio-footer-h{font-size:23px;margin-bottom:14px}.folio-footer-col p,.folio-footer-list li{font-size:11px;line-height:1.9}
 .folio-footer-docs{gap:8px;padding:22px 0;display:flex;flex-direction:column;align-items:start}.folio-footer-docs-item{font-size:10px;min-height:40px}
 .folio-creditors-grid{grid-template-columns:1fr;gap:12px}.folio-footer-subtitle{font-size:25px}.folio-creditor{font-size:10px;line-height:1.8}
 .folio-footer-bottom{display:flex;flex-direction:column;align-items:start;gap:12px;font-size:10px}
 .folio-mobile-navigation{position:fixed;bottom:0;left:0;right:0;z-index:90;display:grid;grid-template-columns:repeat(3,1fr);height:var(--folio-dock-height);padding:0 14px env(safe-area-inset-bottom);background:#f3ece2f7;backdrop-filter:blur(12px);border:0;border-top:1px solid #b9a89a;box-shadow:none;border-radius:0;gap:0}
 .folio-mobile-navigation>a,.folio-mobile-navigation>button{background:none;border:0;border-radius:0;box-shadow:none;display:flex;align-items:center;justify-content:center;gap:5px;flex-direction:row;padding:0;min-width:0;min-height:58px;color:#786c62;font:11px Arial,sans-serif;text-decoration:none}
 .folio-mobile-navigation>a>span,.folio-mobile-navigation>button>span{display:none}
 .folio-mobile-navigation>a:nth-child(1)::before{content:"01"}.folio-mobile-navigation>a:nth-child(2)::before{content:"02"}.folio-mobile-navigation>button::before{content:"03"}
 .folio-mobile-navigation>a::before,.folio-mobile-navigation>button::before{font:italic 11px Georgia,serif;color:#9b5038}
 .folio-mobile-navigation [aria-current=page]{color:#87432e;background:none;box-shadow:inset 0 2px #9b5038;border-radius:0}
 .folio-mobile-navigation b{font-size:9px;color:#9b5038;background:none;padding:0;position:static;border-radius:0;min-width:0;min-height:0}
 .folio-cc-wrap{padding:14px 18px;bottom:var(--folio-dock-height)}.folio-cc-box{display:flex;align-items:start;gap:16px}.folio-cc-text{font-size:10px;line-height:1.6}.folio-cc-btn{min-width:84px;font-size:10px;min-height:44px;padding:9px}
 .folio-compare-tray{width:calc(100% - 24px);left:12px;right:12px;transform:none;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + 10px);padding:12px;display:flex;gap:12px;border-radius:3px}
 .folio-compare-tray-intro{min-width:0}.folio-compare-tray-intro b{font-size:11px}.folio-compare-tray-intro span{font-size:9px}.folio-compare-tray-logos{display:none}.folio-compare-tray .folio-submit{font-size:11px;min-height:44px;padding:8px 10px;white-space:nowrap}.folio-tray-clear{min-width:25px;padding:0;font-size:20px}
 .folio-compare-dialog{width:100%;height:100dvh;max-height:100dvh;margin:0;border:0;border-radius:0;padding:22px 18px}.folio-dialog-head h2{font-size:30px}
 .folio-comparison{grid-template-columns:repeat(var(--compare-count),minmax(210px,1fr));gap:12px}.folio-compare-col dt{font-size:10px}.folio-compare-col dd{font-size:14px}.folio-dialog-note{font-size:11px}
 .folio-pop{right:12px;width:215px;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 18px)}.folio-pop-card{padding:17px}.folio-card-sum{font-size:30px}
 .folio-toast{width:calc(100% - 36px);left:18px;right:18px;transform:none;font-size:11px;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 20px)}
 .folio-top{right:12px;bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 13px)}
}
@media(max-width:360px){:root{--folio-gutter:15px}.folio-request{padding:21px 18px;gap:0 12px}.folio-amount-input input{font-size:32px}.folio-headline{font-size:22px}.folio-headline-focus{font-size:46px}.folio-statistics b{font-size:23px}.folio-lender-identity{padding:20px 14px}.folio-offer-values{padding:20px 14px 16px}.folio-offer-footer{padding:0 14px 16px}.folio-amount{font-size:31px}.folio-lender-button{font-size:10px;padding:10px 9px}.folio-term{font-size:17px}.folio-sp-promo-text{padding:20px}.folio-footer-menu a{font-size:15px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

.folio-benefits-card summary{display:flex;align-items:center;list-style:none;cursor:pointer}.folio-benefits-card summary::-webkit-details-marker{display:none}.folio-benefits-card-title{flex:1}.folio-benefits-card[open] .folio-plus{transform:rotate(45deg)}.folio-footer-h,.folio-footer-subtitle{text-transform:none;letter-spacing:0}

.folio-burger{align-items:center;justify-content:center;flex-direction:column;gap:5px;position:relative}.folio-burger span:nth-child(n){position:static;transform:none;width:23px;height:1.5px;margin:0;background:#382f2c;flex:none;opacity:1}
.folio-section-switch{display:flex;flex-wrap:wrap;margin:20px 0 0;border-top:1px solid var(--folio-line);padding-top:8px}.folio-section-switch a{display:flex;align-items:center;text-decoration:none;min-height:44px}
.folio-refinement-button{text-align:left}.folio-collection-intro summary{display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:13px;color:#786c62;min-height:44px;cursor:pointer;list-style:none;border-block:1px solid var(--folio-line);padding:10px 0}.folio-collection-intro summary::-webkit-details-marker{display:none}.folio-collection-intro{max-width:1000px}.folio-collection-intro[open] p{font-size:14px;color:#786c62;line-height:1.8}
.folio-sp-promo-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:22px}.folio-sp-promo-btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none}.folio-sp-stmt{width:100%;padding:23px 22px;font:11px/1.6 Arial,sans-serif}.folio-sp-stmt-head{display:flex;justify-content:space-between;gap:12px;padding-bottom:15px;border-bottom:1px solid var(--folio-line);font-size:10px}.folio-sp-stmt-row{display:flex;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px dashed var(--folio-line);font-size:10px}.folio-sp-stmt-row>span:last-child{white-space:nowrap}.folio-sp-stmt-row.folio-is-hit{color:#9b5038}.folio-sp-stmt-stamp{display:inline-flex;font-size:9px;letter-spacing:.04em;text-transform:uppercase;border:1px solid #9b5038;padding:5px 9px;margin:18px 0 0;transform:rotate(-3deg)}
@media(max-width:700px){.folio-section-switch{gap:0 16px;margin-top:15px}.folio-section-switch a{min-height:36px}.folio-collection-intro summary{font-size:12px}.folio-collection-intro[open] p{font-size:13px}.folio-sp-promo-actions{flex-direction:column}.folio-sp-stmt{padding:20px}.folio-sp-stmt-row{font-size:10px}.folio-sp-promo-btn{font-size:12px}}

.folio-pop{display:block;visibility:hidden;opacity:0;pointer-events:none;transform:translateY(12px)}.folio-pop.folio-is-open{display:block;visibility:visible;opacity:1;pointer-events:auto;transform:translateY(0)}.folio-e404-chip{display:inline-flex;align-items:center;min-height:44px;padding:9px 14px;border:1px solid var(--folio-line);border-radius:3px;text-decoration:none;color:#786c62;font-size:12px}.folio-e404-chip--all{background:#ead4c7;color:#382f2c}.folio-trust{padding:0;list-style:none;margin:20px 0 0;color:#786c62;font-size:12px}.folio-trust li{border-top:1px solid var(--folio-line);padding:12px 0}.folio-hero-lead{padding-top:15px}

.folio-pop-card{display:block;text-align:center;width:100%;padding:20px}.folio-card-title{margin:3px 0 12px;letter-spacing:.08em}.folio-card-sum{margin:0 0 12px}.folio-card-logo{margin:0 0 16px}.folio-card-btn{display:flex;align-items:center;justify-content:center;min-height:44px;text-decoration:none}.folio-pop-close{position:absolute;border:0;box-shadow:none;cursor:pointer}.folio-top{bottom:calc(var(--folio-dock-height) + var(--folio-cookie-height) + var(--folio-tray-height) + 18px)}